10 Ways To Gain Bitcoin and Other Crypto Assets With Binance Earn
Stop holding idle assets and put your crypto to work. Here are 10 ways to grow your crypto holdings with Binance Earn.
The cryptocurrency market is evolving, and investing in crypto is no longer just about buying and holding. Although holding proved to be one of the best and safest investment strategies during the years that passed since the emergence of Bitcoin, there’s much more that you can do with your digital assets than just HODLing.
Binance Earn is a portfolio of cryptocurrency products designed to make your assets work for you. With Binance Earn, you can start saving, staking, or even becoming a liquidity provider in DeFi markets to earn income on bitcoin, altcoins, and stablecoins.
Currently, you can boost your crypto earnings with 10 different products with varying yield potential and risk levels. The general rule is that the products with higher risk levels come with higher yield, while lower-risk products come with lower yield. For the purpose of this article, we ordered the products from lowest to highest risk.
Flexible Terms: Subscribe Whenever You Want, Redeem Anytime
1. Simple Earn (Flexible Products)
Got some idle assets like BTC, ETH, or USDT? Subscribe them to Simple Earn Flexible Products and earn Real-Time APR rewards. You can subscribe to these products or redeem your funds at any time, subject to daily limits.
Minimum investment varies for different assets. For instance, BTC, ETH, and USDT have minimum subscription amounts of 0.001, 0.0001, and 0.1, respectively. Please refer to the product page for up-to-date information.
Fees: Zero.
APR: Real-Time APR and Bonus Tiered APR (if applicable).
Rewards distribution: The rewards accrue every minute directly in your Earn Wallet. Bonus Tiered APR rewards, distributed daily to your Spot Wallet, are available for selected tokens.
Risk level: Principal is protected in terms of token amount. Please note that cryptocurrency prices are subject to market risks and price volatility.
Get Started with Binance Simple Earn Flexible Products
2. BNB Vault
Earn rewards on your idle BNB with BNB Vault, a one-stop yield aggregator that combines BNB rewards from Simple Earn BNB Flexible Product, Launchpool, and other discretionary rewards. Watch our BNB Vault tutorial video to learn more.
Minimum investment: 0.001 BNB
Fees: Zero.
APR: From multiple sources (Simple Earn BNB Flexible Product rewards, Launchpool and other discretionary rewards as and when available).
Rewards distribution: Every minute for Real-Time APR rewards from Simple Earn, daily for other sources.
Risk level: Principal is protected in terms of token amount. Please note that cryptocurrency prices are subject to market risks and price volatility.
Try out BNB Vault: Earn Multiple benefits with one click.
3. Launchpool
Stake BNB, BTC, and other assets and receive the newest tokens coming to Binance as they are released. Stay ahead of the curve and get your hands on some of the most popular upcoming initial exchange offering (IEO) and DeFi tokens!
Minimum Investment: Based on individual Launchpool offers.
Fees: Zero.
APR: Dynamic APR.
Rewards distribution: Manual redemption.
Risk level: Principal is protected in terms of token amount. Please note that cryptocurrency prices are subject to market risks and price volatility.
Fixed Terms: Longer Times – Higher Yields
4. Simple Earn (Locked Products)
Supporting 300+ digital assets, this product offers 30 to 120-day lock-up periods allowing users to earn attractive yields on their deposits. Early redemption is available for selected Locked Products – however, note that early redemptions will result in the loss of rewards.
Minimum Investment: Subject to minimum subscription amounts for each token.
Fees: Zero.
APR: Dynamic APR.
Rewards distribution: Daily.
Risk level: Principal is protected in terms of token amount. Please note that cryptocurrency prices are subject to market risks and price volatility.
Get Started with Binance Simple Earn Locked Products
5. ETH Staking
Stake ether (ETH) and earn staking rewards for securing the Ethereum network. In return, you will receive an equivalent amount of Binance-issued wrapped token BETH as a form of liquidity for your staked ETH. Daily rewards are distributed in BETH to your Spot wallet. BETH can be redeemed at a 1:1 ratio to ETH at any time, subject to daily redemption quotas. In the meantime, you may also trade BETH on the Spot Market. You can also wrap BETH to WBETH to participate in DeFi projects while keeping your ETH staking rewards.
Minimum Investment: 0.0001 ETH.
Fees: 5% fee on ETH staking rewards to offset operating costs.
APR: Dynamic APR determined by the Ethereum network's staking rewards rates.
Rewards distribution: Daily.
Risk level: Principal is protected in terms of token amount. Please note that cryptocurrency prices are subject to market risks and price volatility.
Try safe and secure ETH staking on Binance
High-Risk Terms, Optimized Earnings
6. DeFi Staking
Earn income in the decentralized finance (DeFi) space without technical knowledge, hardware, or the need to manage your private keys and wallets. Stake BTC, DAI, USDT, or BNB and start yield farming. All funds are monitored by Binance’s systems in real time. Users can select between fixed and flexible terms.
Minimum Investment: Depending on different staked tokens (starting from 100 USD).
Fees: Zero.
APR: Dynamic APR of up to 60%.
Rewards distribution: Daily.
Risk level: High.
7. Dual Investment
This product allows you to buy or sell a wide variety of cryptocurrencies (BTC, ETH, BNB and many others) at your desired price and date in the future, offering potentially high rewards.
Here’s how it works. With the Sell High subscription, you can take a profit by selling your existing crypto assets at a higher price in the future. If the preset target price is reached, your cryptocurrency will be sold for a stablecoin. Alternatively, with the Buy Low subscription, you can buy the dip by purchasing your desired cryptocurrencies at a lower price in the future. If the preset target price is reached, the target currency will be bought. You can compound your earnings and roll over your positions using the Auto-Compound feature, where you can automatically re-subscribe your Dual Investment plan on the settlement date.
Minimum investment: No minimum threshold, with an upper limit depending on each offer.
Fees: Zero.
APR: Fixed APR, depending on Target Price and Settlement Date.
Rewards distribution: Within 6 hours of 08:00 UTC on Settlement Date.
Risk level: Not principal-guaranteed. The risk lies in asset price volatility.
8. Range Bound
This product enables potentially higher rewards when the market is moving sideways – in other words, amid low volatility. Rewards are distributed in deposit currency depending on whether the chosen digital asset stays within the chosen price range within the selected time frame.
The asset is considered within the price range if during the subscription period Reference Price wasn’t equal to or greater than the Upper Price Range and wasn’t equal to or lower than the Lower Price Range. In this case, at the settlement date, you will receive rewards in your deposited currency.
The asset is considered outside the price range if at any time during the subscription period Reference Price equals or exceeds the Upper Price Range or equals or goes below the Lower Price Range. In this case, at the settlement date, you will not receive any rewards and may receive less than the initial deposit amount.
Minimum investment: No minimum threshold. Upper limit depends on each offer.
Fees: Zero.
APR: Depends on Price Range and Settlement Date.
Rewards distribution: Within 6 hours of 08:00 UTC on Settlement Date.
Risk Level: Not principal-guaranteed. The risk lies in asset price volatility.
Frequently Asked Questions on Range Bound
9. Auto-Invest
Auto-Invest was designed to help Binance users leverage the Dollar-Cost Averaging (DCA) strategy that allows investors to automate crypto purchases and earn rewards. You can choose the cryptocurrencies you want to purchase on a daily, weekly, bi-weekly, or monthly basis. Your purchased BNB will be deposited into BNB Vault while other assets go to your Simple Earn Flexible Savings account, allowing you to earn rewards on your holdings. Please note that in some jurisdictions and circumstances, these digital assets will be transferred to your Spot account and will not yield rewards.
There are three Auto-Invest plans you can choose to subscribe to: Single token, Portfolio, and Index-Linked. The Single Token plan allows you to purchase a single cryptocurrency on a recurring basis; the Portfolio plan enables you to automate the purchases of multiple cryptocurrencies within one portfolio; the Index-Linked plan will purchase the cryptocurrencies that make up the CMC Top 10 Equal-Weighted Index.
More than 200 crypto assets are available for purchase with Auto-Invest. It also supports the following fiat currencies: AUD, BRL, EUR, NGN, PLN, RON, RUB, TRY, UAH, ZAR.
Minimum investment: 0.1 USD for a Single Token plan; 1 USD for Portfolio and Index-Linked plans.
Fees: Zero for one-time index-linked plan; 0.2% fee on recurring transactions. Please note that Binance may change these fees from time to time, and will communicate changes by updating the purchase summary and history.
APR: Dynamic APR and only for assets that can be put into Simple Earn (Flexible Products) & BNB Vault.
Rewards distribution: Daily, weekly, bi-weekly, or monthly, depending on purchase frequency.
Risk Level: No capital earnings guarantee. Subject to daily market conditions.
What is Auto-Invest and How to Use It
10. Liquidity Farming
With Binance Earn, yield farmers, hodlers of large amounts of blue-chip tokens, and those with higher risk tolerance can enjoy an enhanced liquidity farming experience where they can add assets and redeem rewards at any time. Choose between stable and innovative pools with different risk levels and yields, and become a liquidity provider by adding stablecoins and fiat currencies to liquidity pools.
Minimum investment: $1-5 USD.
Fees: 0.033 - 0.0825%.
APR: Dynamic APR.
Rewards distribution: Real-time distribution.
Risk level: High – risks of impermanent loss and slippage.
How to Earn With Crypto on Binance Liquid Swap.
Risk Warning: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Simple Earn Locked Products will return the digital assets to users’ spot accounts after the agreed period ends or upon early redemption. Binance does not guarantee that you will receive any specific reward over time. APR is an estimate of rewards you will earn in cryptocurrency over the selected timeframe. It does not display the actual or predicted returns/yield in any fiat currency. APR is adjusted daily and the estimated rewards may differ from the actual rewards generated. For Dual Investment, you may be better off holding your cryptocurrency, and may be required to trade at a rate less favorable than the market rate on the Settlement Date. Not financial advice. For more information, see our Terms of Use and Risk Warning.