Many people always blame the bear market for their losses. But the truth is quite the opposite. You are hurt at the bottom not because of the bottom—but because you have piled up positions at the right top. People get buried on the mountain not because of the fall, but because of the last impulsive move when the price is soaring.

In this market, as long as you make an effort to collect items when everyone forgets, when the chart is as cold as winter—it's almost very hard to incur losses. With assets that have been proven by the market over time, you don't even need to pick the perfect point. Time will correct itself. The only difference is whether you earn quickly or earn slowly.

The only thing that makes investors 'flip the truck' is a very typical habit:

The More You Increase, The More You Dare to Buy – And Buy With Increasing Daily Money

  • At the bottom, you tremble, only daring to enter a little to 'be present'.

  • When the price starts to turn green, immediately double or triple the amount of capital.

  • When the market gets you excited, you even gather more using borrowed money.

  • And just when the market turns a little: profits evaporate, and then even the capital follows.

You joined very early, but in the end became the one buying at the exact peak – something that seems unreasonable but happens to someone every day.

Why Is It So Easy for Everyone to Fall into This Trap?

Because the peak of the bull run is a battle of psychology, not technique:

  • You hold large-capital assets, safe, but are swayed by others showing profits x10, x20.

  • You are not in a hurry, but every day social media bombards your mind with 'profit-taking images', 'get rich quick images'.

  • Information during a bull run is always overwhelming and stimulating, making you lose your own rhythm.

In the end, you do not lose to the market — but lose to your own emotions.

Want to Avoid Mistakes? There Are Two Extremely Effective Ways:

1. Give Everything to Time (DCA Discipline)

Do not look at prices, do not guess peaks and troughs. Just regularly buy on a schedule: every week, every month, or every time you have income. Simple yet powerful, because it completely eliminates impulsiveness.

2. The Principle of 'Money In – Distribute First'

Whenever there is new money (salary, bonuses...), immediately allocate a fixed percentage into the investment plan.

No thinking, no hesitation. The remaining money is for living expenses, spending, paying debts.

This method prevents you from 'waiting for the right moment to invest' — which in reality is never a perfect time.

Those who follow this mechanism always go more steadily and sustainably than those who always chase the hot trends.

Conclusion

What ruins you is not the bear market, but the last few days of the bull market – where greed takes over.

What knocks you down is not price fluctuations, but your inability to overcome yourself.

The market has never destroyed anyone. It is your emotions that make you leave the game.