#HumaFinance#Access to liquidity: The PayFi model allows companies and individuals to gain access to liquidity by using future income (e.g., accounts receivable or future salary) as collateral.

Tokenization of real assets (RWA): PayFi enables the "tokenization" of real assets, such as invoices or other forms of future cash flows. This makes them available for use as collateral in DeFi protocols.

Thus, PayFi is not just a payment system; it is a whole ecosystem that combines:

The speed and efficiency of blockchain (e.g., Solana).

The stability of stablecoins (e.g., USDC) to minimize currency risks.

Lending and financing mechanisms from the world of DeFi.

The principles of transparency and security of decentralized protocols.

Ultimately, PayFi aims to create a more inclusive, fast, and affordable financial system that overcomes the limitations of traditional finance. PayFi, or Payment Finance, is the concept that underpins the work of HumaFinance. It represents a hybrid of traditional payment systems and decentralized finance (DeFi).

The core idea of PayFi is that.