bcv

Central Bank of Venezuela cuts reserve requirement on time deposits to 50%

The Central Bank of Venezuela (BCV) amended the regulations governing legal reserve requirements through Resolution No. 26-08-02, reducing the rates applied to time deposits at commercial, universal, and microfinance banks, effective September 15, 2026.

Under the regulatory framework published in Extraordinary Official Gazette No. 7,073, the legal reserve requirement on net time-deposit liabilities denominated in local currency was reduced from 73% to 50% for commercial and universal banks.

Meanwhile, institutions classified as microfinance banks saw the reserve requirement on time deposits cut from 40% to 27%, encouraging the deployment of funds and credit intermediation in the sector.

Operational impact

Although the regulatory easing is intended to free up liquid funds at banks and stimulate the flow of financing to the real economy, in line with the structure of lending and deposit interest rates, economic experts have qualified the measure’s actual impact.

Economist Hermes Pérez said in a post on the social network X that the reserve requirement reduction introduced by the central bank is “marginal,” since it applies exclusively to time deposits.

According to the specialist’s projections, as deposits under this arrangement increase, more funds will become available for financing. He estimates that this growth will translate into a limited increase in the loan portfolio of between 0.1% and 0.4% of gross domestic product (GDP) by the end of the year.

#BCV #venezuela #PIB #Bancocentral #caracasvenezuela $CL $XAU $BZ

🇻🇪 Dollar in Venezuela
Wednesday, October 7

BCV 873,87
Parallel 1.007,74
Binance Dollar 1.008,00
Buy prices, in bolivars.

The BCV is up 0,17% today. Compared with the BCV, the parallel rate is +15,3% and the Binance dollar is +15,3%.

Best rate to sell USDT now: Binance P2P, Bs. 1.011,10.

📊 All exchanges, the spread and the BCV historical data:

#BCV #BinanceP2P #venezuela #euro #BrechaAlta $BTC $ETH

🧵 Inflation in Venezuela stood at 8.4% in September

The BCV reported that monthly inflation fell from 19.9% in July to 8.9% in August and 8.4% in September.

However, prices have accumulated an increase of 225.32% in 2026.

📊 Inflation decreased by 0.5 percentage points compared to August and completed its second consecutive month of slowdown.

Year-over-year inflation was 465.58%, while May continues to show the lowest monthly variation of 2026, at 6.3%.

#BCV #venezuela #finanzas #Inflation #Inversiones $BTC $ETH

🇻🇪Analysts and operators expect the effects of the decision by the Central Bank of Venezuela (BCV) to raise interest rates on savings and time deposits and to remunerate current account deposits, taken in order to discourage greater circulation of bolívares in the economy.

The issuer expects that, along with greater regularization of the supply of foreign currency in the exchange market, there will be a slowdown in the increase of the exchange rate and prices; however, these results will depend on the size of the dollar flow that is placed in the banking system over the coming months

🔗Banking and Business

🇻🇪The Venezuelan government reported that it remains permanently deployed in order to restore the National Electric System

🏦🚨ATTENTION: Banks are starting to charge and credit interest under the new banking fee schedule established by the BCV.

🏦Savings accounts are being very well remunerated; the key is right there.

➡️ While the exchange rate stabilizes, generating interest is the key.

⚠️These are not crumbs; profitability is high.

📌For every $1,000 you keep in BNC monthly. Savings Account. It gives $35

➡️If you leave it there for a few days, they still calculate your average balance in relation to the profitability of 3.5% per month.

#BCV #gobierno #ahorros #finanzas #venezuela $BTC

▶️🚨ATTENTION. 💶 THE EURO FALLING STRONGLY AGAINST THE DOLLAR

🔽TODAY IT WILL FALL IN THE BCV UPDATE

🗣EURO DEVALUING 💶

🗣💶EURO FALLING SHARPLY LIKE THE CURRENCY GAP

#brechaBCVP2P #BCV #venezuela #euro #dolar $AAPLB $EUR $BTC

Why buy dollars above 950.

If you can buy USDT without misleading people.

Value your bolívares, NOT speculation.

DON’T buy from street vendors.

Buy only from businesses that charge through the BCV.

I agree with not feeding the speculation of street vendors and not paying 950+ for a bill when there are more efficient alternatives.
But there’s one more underlying point: a lot of people think “protecting themselves from inflation” = buying cash dollars. That’s the real bottleneck. It’s not a lack of options in bolívares; it’s ignorance.

Idle bolívares get eaten. Invested bolívares don’t necessarily.

The Caracas Stock Exchange is not an exclusive club or a miracle. It’s a small market, with low liquidity and real risks. Even so, in 2026 the IBC has accumulated a rise of 252% so far this year and over 570% year over year, while the official dollar has gone up close to 188% in the year. In other words: there are shares of Venezuelan companies that have performed better than official devaluation and, in several intervals, also better than the parallel rate. This isn’t theory. It’s on the board.

Corner speculation isn’t financial education.
Investing with an account at a brokerage firm, with clear costs and a time horizon, is.

Ignorance is what makes it seem like the only safe haven is cash.

#BinanceP2P #BCV #BolsadeCaracas #venezuela #USDT $BTC