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🚀 Michael Saylor Is Not Done. He’s Now Reinventing Credit.
Michael Saylor continues pushing the boundaries of Bitcoin adoption, transforming his company from a software business into one of the largest Bitcoin-focused financial firms in the world. What began as a treasury strategy in 2020 has evolved into a broader vision for digital capital and credit markets. 🪙📈
After concerns about inflation and near-zero interest rates, Saylor moved hundreds of millions of dollars from cash reserves into Bitcoin, arguing that traditional fiat currencies steadily lose purchasing power over time. Today, Strategy reportedly holds more than 843,000 Bitcoin worth tens of billions of dollars, making it the largest corporate Bitcoin holder globally. 🌍💰
Saylor now describes Bitcoin not simply as an investment, but as “digital capital” that can support new financial products. Over recent years, Strategy has raised billions through convertible bonds, preferred shares, and equity offerings, using much of that capital to expand its Bitcoin holdings. This approach effectively connects traditional credit markets with digital assets. 🏦⚡
Supporters view the strategy as a revolutionary model that could reshape corporate finance and long-term capital preservation. Critics, however, continue to warn about Bitcoin’s volatility and the risks of tying an entire corporate structure to a single asset. 📉⚠️
Despite the debate, Saylor remains one of the most influential figures in the crypto industry, and his long-term vision continues to shape conversations around Bitcoin, institutional adoption, and the future of global finance.
#crypto #MichaelSaylor #Credits #BTC
$EDEN
{spot}(EDENUSDT)
$ZEC
{future}(ZECUSDT)
$BTC
{future}(BTCUSDT)
🚀 Michael Saylor Is Not Done. He’s Now Reinventing Credit.
Michael Saylor continues pushing the boundaries of Bitcoin adoption, transforming his company from a software business into one of the largest Bitcoin-focused financial firms in the world. What began as a treasury strategy in 2020 has evolved into a broader vision for digital capital and credit markets. 🪙📈
After concerns about inflation and near-zero interest rates, Saylor moved hundreds of millions of dollars from cash reserves into Bitcoin, arguing that traditional fiat currencies steadily lose purchasing power over time. Today, Strategy reportedly holds more than 843,000 Bitcoin worth tens of billions of dollars, making it the largest corporate Bitcoin holder globally. 🌍💰
Saylor now describes Bitcoin not simply as an investment, but as “digital capital” that can support new financial products. Over recent years, Strategy has raised billions through convertible bonds, preferred shares, and equity offerings, using much of that capital to expand its Bitcoin holdings. This approach effectively connects traditional credit markets with digital assets. 🏦⚡
Supporters view the strategy as a revolutionary model that could reshape corporate finance and long-term capital preservation. Critics, however, continue to warn about Bitcoin’s volatility and the risks of tying an entire corporate structure to a single asset. 📉⚠️
Despite the debate, Saylor remains one of the most influential figures in the crypto industry, and his long-term vision continues to shape conversations around Bitcoin, institutional adoption, and the future of global finance.
#crypto #MichaelSaylor #Credits #BTC
$EDEN
$ZEC
$BTC
Michael Saylor continues pushing the boundaries of Bitcoin adoption, transforming his company from a software business into one of the largest Bitcoin-focused financial firms in the world. What began as a treasury strategy in 2020 has evolved into a broader vision for digital capital and credit markets. 🪙📈
After concerns about inflation and near-zero interest rates, Saylor moved hundreds of millions of dollars from cash reserves into Bitcoin, arguing that traditional fiat currencies steadily lose purchasing power over time. Today, Strategy reportedly holds more than 843,000 Bitcoin worth tens of billions of dollars, making it the largest corporate Bitcoin holder globally. 🌍💰
Saylor now describes Bitcoin not simply as an investment, but as “digital capital” that can support new financial products. Over recent years, Strategy has raised billions through convertible bonds, preferred shares, and equity offerings, using much of that capital to expand its Bitcoin holdings. This approach effectively connects traditional credit markets with digital assets. 🏦⚡
Supporters view the strategy as a revolutionary model that could reshape corporate finance and long-term capital preservation. Critics, however, continue to warn about Bitcoin’s volatility and the risks of tying an entire corporate structure to a single asset. 📉⚠️
Despite the debate, Saylor remains one of the most influential figures in the crypto industry, and his long-term vision continues to shape conversations around Bitcoin, institutional adoption, and the future of global finance.
#crypto #MichaelSaylor #Credits #BTC
$EDEN
$ZEC
$BTC
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la credit card de binance is the best news of today #Credits #SenateDelaysCLARITYActVoteToSeptember
la credit card de binance is the best news of today #Credits #SenateDelaysCLARITYActVoteToSeptember
71
THIS IS HOW INDEXED CREDITS (UVC) WORK
An indexed credit in Unidades de Valor Crédito (UVC) is adjusted according to the official exchange rate. Even though you pay in bolívares, your debt will keep its equivalent in foreign currency.
📊 PRACTICAL EXAMPLE: A $1,200 CREDIT
Imagine you receive a loan equivalent to $1,200 over 12 months with an annual interest rate of 16% and an initial commission of 0.80% ($9.60).
You will have 12 fixed monthly installments in dollars of approximately $108.88, payable in bolívares at the official rate of the day.
At the end of the year, you will have paid:
✔️ 💵 Principal: $1,200.00
✔️ 📈 Interest: $106.52
✔️ 🏦 Initial commission: $9.60
✔️ 💳 Total disbursed: $1,316.12
(Total financing cost: $116.12)
HOW DO REAL INTERESTS WORK?
✔️ You don’t pay the full 16% on $1,200: Interest is calculated month by month on the outstanding balance. As each month you pay down principal, the amount on which interest is applied decreases:
✔️ Installment 1: You pay $16.00 in interest.
✔️ Installment 12: You pay only $1.43 in interest.
The real cost isn’t just a simple subtraction: Even though you paid an additional $116.12, you didn’t keep the full $1,200 for the entire year (you were repaying money from the first month). Your effective real financing cost is higher than the nominal percentage, so you must assess whether your return exceeds that margin.
#uvc #Credits #venezuela #Macro #economy $BTC
THIS IS HOW INDEXED CREDITS (UVC) WORK
An indexed credit in Unidades de Valor Crédito (UVC) is adjusted according to the official exchange rate. Even though you pay in bolívares, your debt will keep its equivalent in foreign currency.
📊 PRACTICAL EXAMPLE: A $1,200 CREDIT
Imagine you receive a loan equivalent to $1,200 over 12 months with an annual interest rate of 16% and an initial commission of 0.80% ($9.60).
You will have 12 fixed monthly installments in dollars of approximately $108.88, payable in bolívares at the official rate of the day.
At the end of the year, you will have paid:
✔️ 💵 Principal: $1,200.00
✔️ 📈 Interest: $106.52
✔️ 🏦 Initial commission: $9.60
✔️ 💳 Total disbursed: $1,316.12
(Total financing cost: $116.12)
HOW DO REAL INTERESTS WORK?
✔️ You don’t pay the full 16% on $1,200: Interest is calculated month by month on the outstanding balance. As each month you pay down principal, the amount on which interest is applied decreases:
✔️ Installment 1: You pay $16.00 in interest.
✔️ Installment 12: You pay only $1.43 in interest.
The real cost isn’t just a simple subtraction: Even though you paid an additional $116.12, you didn’t keep the full $1,200 for the entire year (you were repaying money from the first month). Your effective real financing cost is higher than the nominal percentage, so you must assess whether your return exceeds that margin.
#uvc #Credits #venezuela #Macro #economy $BTC
An indexed credit in Unidades de Valor Crédito (UVC) is adjusted according to the official exchange rate. Even though you pay in bolívares, your debt will keep its equivalent in foreign currency.
📊 PRACTICAL EXAMPLE: A $1,200 CREDIT
Imagine you receive a loan equivalent to $1,200 over 12 months with an annual interest rate of 16% and an initial commission of 0.80% ($9.60).
You will have 12 fixed monthly installments in dollars of approximately $108.88, payable in bolívares at the official rate of the day.
At the end of the year, you will have paid:
✔️ 💵 Principal: $1,200.00
✔️ 📈 Interest: $106.52
✔️ 🏦 Initial commission: $9.60
✔️ 💳 Total disbursed: $1,316.12
(Total financing cost: $116.12)
HOW DO REAL INTERESTS WORK?
✔️ You don’t pay the full 16% on $1,200: Interest is calculated month by month on the outstanding balance. As each month you pay down principal, the amount on which interest is applied decreases:
✔️ Installment 1: You pay $16.00 in interest.
✔️ Installment 12: You pay only $1.43 in interest.
The real cost isn’t just a simple subtraction: Even though you paid an additional $116.12, you didn’t keep the full $1,200 for the entire year (you were repaying money from the first month). Your effective real financing cost is higher than the nominal percentage, so you must assess whether your return exceeds that margin.
#uvc #Credits #venezuela #Macro #economy $BTC
88
Article
BCV adjusts active rates: commercial loans and microloans will have a minimum cost of 16% per yearBCV Resolution 26-08-01 maintains loans linked to the National Single Productive Portfolio with an interest rate of 12% per year.
The Central Bank of Venezuela (BCV) published in the Extraordinary Official Gazette 7.073, dated September 11, 2026, a resolution in which it adjusts the active interest rates for the different types of loans granted by the national banking system.
Article 3 states that the rate applicable to commercial loans and microloans in national currency, once indexed in Credit Value Units (UVC), will have a minimum level of 16% per year.
BCV adjusts active rates: commercial loans and microloans will have a minimum cost of 16% per year
BCV Resolution 26-08-01 maintains loans linked to the National Single Productive Portfolio with an interest rate of 12% per year.
The Central Bank of Venezuela (BCV) published in the Extraordinary Official Gazette 7.073, dated September 11, 2026, a resolution in which it adjusts the active interest rates for the different types of loans granted by the national banking system.
Article 3 states that the rate applicable to commercial loans and microloans in national currency, once indexed in Credit Value Units (UVC), will have a minimum level of 16% per year.
The Central Bank of Venezuela (BCV) published in the Extraordinary Official Gazette 7.073, dated September 11, 2026, a resolution in which it adjusts the active interest rates for the different types of loans granted by the national banking system.
Article 3 states that the rate applicable to commercial loans and microloans in national currency, once indexed in Credit Value Units (UVC), will have a minimum level of 16% per year.
3
Article
BCV differentiates by deposit terms for legal reserve requirements and strengthens penaltiesfor deficit
The legal reserve requirement remains at 73%, but this proportion will be applied to the total amount of net on-demand and savings obligations, while it is reduced to 50% for net time obligations.
The Central Bank of Venezuela (BCV) significantly increased costs for banks that incur a shortfall in the legal reserve requirement by establishing that the base annual interest rate for charging this eventuality will rise from 48.8 to 144 additional percentage points over the rate set by the issuer in its ordinary discount, rediscount, and advance operations.
BCV differentiates by deposit terms for legal reserve requirements and strengthens penalties
for deficit
The legal reserve requirement remains at 73%, but this proportion will be applied to the total amount of net on-demand and savings obligations, while it is reduced to 50% for net time obligations.
The Central Bank of Venezuela (BCV) significantly increased costs for banks that incur a shortfall in the legal reserve requirement by establishing that the base annual interest rate for charging this eventuality will rise from 48.8 to 144 additional percentage points over the rate set by the issuer in its ordinary discount, rediscount, and advance operations.
The legal reserve requirement remains at 73%, but this proportion will be applied to the total amount of net on-demand and savings obligations, while it is reduced to 50% for net time obligations.
The Central Bank of Venezuela (BCV) significantly increased costs for banks that incur a shortfall in the legal reserve requirement by establishing that the base annual interest rate for charging this eventuality will rise from 48.8 to 144 additional percentage points over the rate set by the issuer in its ordinary discount, rediscount, and advance operations.
29
🇻🇪Economist Jesús Palacios
Keeping ourselves trapped in the false dilemma between credit and devaluation is an error that has already cost the country dearly.
Lower levels of financing across the continent contrast with private companies that need substantial financing to maintain operating capacity, modernize, and grow.
🇻🇪Economist Jesús Palacios
In addition, the Venezuelan consumer, with major income limitations, needs consumer credit in order to finance spending on goods and services.
Before falling into that dilemma, the exchange-rate gap should be closed, allowing the official exchange rate to respond to supply and demand in the foreign-exchange market, and promoting growth with policies that encourage credit development in the financial system.
🇻🇪Henkel Garcia
This can also be viewed from a political standpoint.
The Bs created through credit, to some extent, compete with those issued by the State-BCV.
By curbing credit, State-BCV Bs would have a greater impact—something they are aiming for to support the legitimacy of performance.
In practice, they prefer that citizens see some effectiveness in public spending, rather than companies being able to improve their sales and operations with greater financing.
#venezuela #Macro #economy #macroeconomy #Credits $BTC
🇻🇪Economist Jesús Palacios
Keeping ourselves trapped in the false dilemma between credit and devaluation is an error that has already cost the country dearly.
Lower levels of financing across the continent contrast with private companies that need substantial financing to maintain operating capacity, modernize, and grow.
🇻🇪Economist Jesús Palacios
In addition, the Venezuelan consumer, with major income limitations, needs consumer credit in order to finance spending on goods and services.
Before falling into that dilemma, the exchange-rate gap should be closed, allowing the official exchange rate to respond to supply and demand in the foreign-exchange market, and promoting growth with policies that encourage credit development in the financial system.
🇻🇪Henkel Garcia
This can also be viewed from a political standpoint.
The Bs created through credit, to some extent, compete with those issued by the State-BCV.
By curbing credit, State-BCV Bs would have a greater impact—something they are aiming for to support the legitimacy of performance.
In practice, they prefer that citizens see some effectiveness in public spending, rather than companies being able to improve their sales and operations with greater financing.
#venezuela #Macro #economy #macroeconomy #Credits $BTC
Keeping ourselves trapped in the false dilemma between credit and devaluation is an error that has already cost the country dearly.
Lower levels of financing across the continent contrast with private companies that need substantial financing to maintain operating capacity, modernize, and grow.
🇻🇪Economist Jesús Palacios
In addition, the Venezuelan consumer, with major income limitations, needs consumer credit in order to finance spending on goods and services.
Before falling into that dilemma, the exchange-rate gap should be closed, allowing the official exchange rate to respond to supply and demand in the foreign-exchange market, and promoting growth with policies that encourage credit development in the financial system.
🇻🇪Henkel Garcia
This can also be viewed from a political standpoint.
The Bs created through credit, to some extent, compete with those issued by the State-BCV.
By curbing credit, State-BCV Bs would have a greater impact—something they are aiming for to support the legitimacy of performance.
In practice, they prefer that citizens see some effectiveness in public spending, rather than companies being able to improve their sales and operations with greater financing.
#venezuela #Macro #economy #macroeconomy #Credits $BTC
123
🏦 UniCredit seeks a technology provider to add custody and brokerage of bitcoin and other cryptocurrencies, while taking part in Qivalis, the consortium of 37 European banks that is preparing a euro stablecoin under MiCA for 2026.
#BTC #Credits #Unicredit #MiCA #bitcoin $BTC $WBTC
🏦 UniCredit seeks a technology provider to add custody and brokerage of bitcoin and other cryptocurrencies, while taking part in Qivalis, the consortium of 37 European banks that is preparing a euro stablecoin under MiCA for 2026.
#BTC #Credits #Unicredit #MiCA #bitcoin $BTC $WBTC
#BTC #Credits #Unicredit #MiCA #bitcoin $BTC $WBTC
51
Article
BCV, Government and banks assessed a credit plan for families affected to repair and acquireHousing
The BCV reported that all support initiatives for the victims of the double earthquake are being designed so as not to affect the monetary base, provided they are implemented on the basis of foreign-currency resources.
The headquarters of the Central Bank of Venezuela (BCV) in Caracas was the setting for a technical meeting among the authorities of the issuing institution, the National Executive's economic cabinet, the country's national banking sector, and the banking association.
The meeting was led by the Vice Presidency for Sectoral Economy, the BCV presidency, the Ministry of Economy and Finance, together with Sudeban.
BCV, Government and banks assessed a credit plan for families affected to repair and acquire
Housing
The BCV reported that all support initiatives for the victims of the double earthquake are being designed so as not to affect the monetary base, provided they are implemented on the basis of foreign-currency resources.
The headquarters of the Central Bank of Venezuela (BCV) in Caracas was the setting for a technical meeting among the authorities of the issuing institution, the National Executive's economic cabinet, the country's national banking sector, and the banking association.
The meeting was led by the Vice Presidency for Sectoral Economy, the BCV presidency, the Ministry of Economy and Finance, together with Sudeban.
The BCV reported that all support initiatives for the victims of the double earthquake are being designed so as not to affect the monetary base, provided they are implemented on the basis of foreign-currency resources.
The headquarters of the Central Bank of Venezuela (BCV) in Caracas was the setting for a technical meeting among the authorities of the issuing institution, the National Executive's economic cabinet, the country's national banking sector, and the banking association.
The meeting was led by the Vice Presidency for Sectoral Economy, the BCV presidency, the Ministry of Economy and Finance, together with Sudeban.
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