Ripple is working with Stripe‑owned Privy to let developers embed XRP Ledger wallets directly into their apps, so users can send XRP, the RLUSD stablecoin and other ledger assets without creating separate crypto wallets. The embedded wallets still need to be funded with the network’s minimum reserve of 1 XRP before they can transact. Ripple says the integration will also let AI agents hold funds and automatically pay for online data and services, a use case that already accounts for roughly 25 percent of XRP Ledger activity. According to RippleX Head of Engineering J. Ayo Akinyele, the network has processed more than 13 million agent payments through the x402 standard. Data from the XRPL AI Hub shows more than 14.3 million cumulative transactions across 169 registered merchants, involving approximately 6,991 XRP and 12,752 RLUSD in total value.

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