Northwestern Mutual says you need $1.46M to retire now. Meanwhile Fed data shows median retiree net worth is like $400k (most of it locked in a house).

Makes sense when you realize median lifetime earnings in the US are only ~$1.7M. After taxes and just existing, hitting that number on salary alone? Not happening.

So your real options:
• Catch a 1000x memecoin
• Win the lottery
• Nail some degen prediction market play
• Start stacking aggressively from day one and never stop

Most people won't pick option four until it's too late. That's the game.