#termmax @TermMax #TermMax
If the market is offering 7%, but you believe your capital is only worth lending at 8% or more, what would you do?
What I find interesting about @TermMax V2 is that users don’t necessarily have to accept the rate already on the market. Lenders can set a minimum rate, while borrowers can set the maximum borrowing cost they’re willing to pay. A trade only makes sense when both sides meet at a price of capital they can accept.
That changes how I look at a lending market.
In many protocols, the rate feels like a number you check before deciding whether to participate. On TermMax, users can go one step further: they can bring their own view of the price of capital into the market.
That’s the part I find most valuable. The rate is no longer just something the protocol shows you it becomes a price that lenders and borrowers help shape together.
So if the market is at 7% but you really want 8%, would you take the current price or set your own and let the market answer?
If the market is offering 7%, but you believe your capital is only worth lending at 8% or more, what would you do?
What I find interesting about @TermMax V2 is that users don’t necessarily have to accept the rate already on the market. Lenders can set a minimum rate, while borrowers can set the maximum borrowing cost they’re willing to pay. A trade only makes sense when both sides meet at a price of capital they can accept.
That changes how I look at a lending market.
In many protocols, the rate feels like a number you check before deciding whether to participate. On TermMax, users can go one step further: they can bring their own view of the price of capital into the market.
That’s the part I find most valuable. The rate is no longer just something the protocol shows you it becomes a price that lenders and borrowers help shape together.
So if the market is at 7% but you really want 8%, would you take the current price or set your own and let the market answer?