easycard

Disclosure: This article is part of a partnership with the BiyaPay Content Creator Program. All opinions are my own and this is not financial advice.
A problem a lot of us quietly have
AI tools have become part of my daily routine. I use them for research, writing, and checking ideas before I post. But the moment I want a paid plan, I hit the same wall many people in Indonesia hit: the checkout asks for a credit card.
Not everyone has one. Some local debit cards get declined on foreign sites. Some people don't want to link their main bank card to a dozen recurring subscriptions. Meanwhile, a lot of crypto users like me already hold USDT, a dollar-pegged balance that's sitting right there but can't be typed into a checkout form.
Why this matters more now
AI subscriptions aren't a one-off purchase anymore. Many people pay for two or three tools at once, plus software like design apps, cloud storage, or VPNs. Most of these are billed in USD. So the real question becomes: what's a practical way to pay recurring USD bills when your money lives in USDT?
The usual workarounds
Before looking at other options, these were the routes I knew about:
Asking a friend with a credit card to pay, then paying them back. It works, but it's awkward and not sustainable.Selling USDT for rupiah, then hoping a local card gets accepted. That means extra conversion steps, and it still might fail.Buying gift cards or vouchers from resellers. That adds markup and trust risk.
None of these feel clean for something you pay every month.
One option I looked into: BiyaPay EasyCard
BiyaPay has a virtual card called EasyCard that can be funded with USDT and used for supported online payments, such as subscriptions. The idea is simple: your USDT becomes a card balance you can use at checkout, without needing a traditional credit card.
This is the EasyCard page from BiyaPay. It lists popular AI services like ChatGPT, Gemini, Claude, Midjourney, Cursor and Deepseek.
How the flow generally works
Sign in. Create a BiyaPay account.Apply for EasyCard. Choose a card BIN, fill in the details, and top up the card with USDT.Use the card. Once approved, the virtual card can be used right away, with no separate activation step.Keep enough balance for the next billing cycle, since subscriptions renew automatically.
The official EasyCard steps: sign in, apply and top up, then use it right away.
What to check before you rely on it
This is the part I think matters most, because no card works everywhere:
Supported merchants. "Supported online payments" means not every site will accept it. Test with one subscription first before moving everything over.Fees. Check top-up, conversion, and any card fees in the app before you start. They affect the real monthly cost.Renewal timing. If the card balance runs low on the billing date, the payment can fail and your plan may pause.Availability. Card services can differ by region, so confirm you're eligible where you live.Security habits. Never share full card details in screenshots, chats, or with "helpers" offering to pay for you.
Who this makes sense for
From my perspective, this is most useful if you:
Already hold USDT and pay for one or more USD subscriptions.Don't have a credit card, or don't want to use your main card for recurring payments.Want subscription spending separated from the rest of your money.
If you rarely pay online or already have a card that works fine everywhere, you may not need it.
My takeaway
Paying for AI tools shouldn't require jumping through hoops. A USDT-funded virtual card like EasyCard is a practical option to consider, especially for crypto users without a credit card. Start small, test one subscription, check the fees, and decide from there.
How do you pay for your AI subscriptions right now? Let me know in the comments.
#BiyaPay #USDT #AITools #EasyCard