AI systems are already making millions of payments, and regulators may need automated supervision to keep up, according to BeInCrypto, after a panel at UN Headquarters in New York examined the risks at the Future of Money summit. BeInCrypto’s State of AI Agent Payments 2026 research tracked 6.4 million x402 transactions worth $119,947 on Base and Solana from July 23 to August 26, with 90.8% of transfers below one cent.