If you encounter this kind of problem, immediately stop all transactions. Safety is everything ⚠️⚠️⚠️ The payer is not using their real name; they used someone else’s name instead. I started to say I’d transfer via WeChat, but the other party said my WeChat account can’t receive payments, and then asked me to send my bank card account number. During the transfer, I found that the payer’s real-name identity was not his own. I requested that the money be returned. However, he said that a refund would trigger the bank’s risk control. The other party explained that they are a team payment. He told me to ask Binance customer service. And he would not allow me to request a refund. I asked Binance customer service, and they said the other party is indeed a team-authenticated member. That’s when I clicked to release the funds. But when I asked AI, it said Binance does not have the concept of “team payments.” It’s very likely a scam, and there’s a possibility of receiving black money. I’m more worried now and want to ask everyone: does Binance really have team payments? Where can I see the names of team members? Could this be a scammer’s trap? And why didn’t they transfer it to me via WeChat?