📍 Three noteworthy narratives for late 2025: Neobank, Robotics, Prediction Markets

The market shows that short-term trends can no longer retain sustainable cash flow to return to areas with real applications. The three prominent cash flows currently are all directly related to crypto penetrating deeper into daily life.

▶️ Web3 Neobanking – crypto cards breaking records

📌 Payments via crypto cards in November reached 406M USD – the highest in history.

📌 Rain Cards, RedotPay, ether.fi Cash are leading the way.

📌 Neobank tokens like AVICI, CYPR, MACHINES have emerged thanks to real user data.

Crypto is being shaped by projects with specific use cases and revenue, unlike DeFi 2020 which only focused on yield.

▶️ Robotics x Crypto – benefiting from a shift in US policy

📌 The US is said to be shifting its focus from AI to robots.

📌 Machinery infrastructure projects like PEAQ have been heavily accumulated in the deep decline area.

Unlike the Metaverse 2021 which relied solely on expectations, Robotics has a clearer foundation and prospects (a little). Of course, because Robotics in crypto still seems to need more time for adoption.

▶️ Prediction Markets – booming thanks to AI + low fees

📌 Opinion.Trade processes 1.5B USD/week, no longer a small playground.

📌 AI improves prediction quality, BNB Chain reduces costs, Trust Wallet increases traffic.

📌 Some tokens attracting capital: Limitless, Drift, Rain.

This story is not too new, but prediction always has users from the web2 world gradually transitioning to web3. And the web2 prediction market is enormous. Just a small portion transitioning will make the market vibrant again immediately.

If the period 2020–2022 was the cycle of "yield" and "liquidity mining", then 2025–2026 could very well be the cycle of application tokens.