Earning little is not an excuse for not investing, you know?

Nowadays, you can make your first investments with very little money. So, keep reading to ask questions and find out what you need to start saving right now.

How do I discover my investment profile?

Firstly, you need to know your investment profile. In general, financial institutions provide an Investor Profile questionnaire, also known as the Suitability Questionnaire. Therefore, the tip from Itaú Unibanco's leading investment specialist, Victor Vietti, is that you must know what your profile is to find the most suitable asset for what you need. “The questionnaire shows your ability and capacity to take risk, and also makes it clear what your objectives are with the investment”, says Victor.

Above all, it is recommended to start slowly, at the very beginning. In other words, “the ideal is to look for the most conservative investments, get a feel for how this universe works, until you start taking risks, if necessary”, says Victor.

And answering suitability is the primary step. Gabriela Schor, investment manager at SulAmérica Investimentos, reinforces that it is necessary to fill out the information carefully, to discover your investor profile as soon as possible and, thus, identify your risk tolerance before starting to invest in 2022 .