Frequently Asked Questions on EUR Bank Transfer via SEPA

1. What is the Single Euro Payments Area (SEPA)?

SEPA is an initiative of the European Union, supported by the European Commission and the European Central Bank. It allows fast, reliable, and affordable Euro (EUR) transfers between bank accounts within the SEPA-zone.

Please note that Binance does not support Gibraltar or Overseas France for SEPA.

2. What are the deposit and withdrawal fees for EUR?

Channel	Deposit Fee	Withdrawal Fee	Processing Time
SEPA Standard	1 EUR	1 EUR	1 - 3 business days. Weekdays only, excluding weekends and public holidays.
SEPA Instant	1 EUR	1 EUR	Within a few minutes.

Important Notes:

This information may change from time to time. Please login to your Binance account and navigate to the bank deposit page to get the most recent information.
Fees listed in the above chart do not include additional fees charged by your bank (if any).
SEPA Instant is available any time of day. However, users are advised to consult their bank regarding the availability of SEPA Instant and possible fees charged by your bank.
SEPA Instant is only available for deposits on Binance.

3. How long does it take for the deposit to arrive in my account?

If you submit a deposit after 17:00 (local time), it is expected to arrive in the next 1-3 working days. SEPA Standard payments don’t work on weekends, so please try to avoid weekends or bank holidays when making a deposit.

4. What should I pay attention to before making the transfer?

The name on the bank account you use must match the name registered to your Binance account.
Please do not transfer funds from a joint account. If your payment is made from a joint account, the transfer will most likely be declined by the bank as there is more than one name and they do not match the name of your Binance account.
You must include a reference code when initiating a deposit transaction. For more details, please visit Frequently Asked Questions on SEPA EUR Bank Transfer Reference Code.
Do not make any transfers below 2 EUR. After deducting the relevant fees, any transfers below 2 EUR will NOT be credited or returned.
Bank transfers through SWIFT are not supported.
SEPA Standard payments don’t work on weekends. Please try to avoid weekends or bank holidays. It usually takes 1-2 business days to reach us.
Please note that users in the Netherlands and Switzerland cannot deposit via SEPA.

5. What are the deposit and withdrawal limits?

The deposit and withdrawal limits of EUR bank transfer are subject to your Binance account’s verification level. You may check your limits from [Identification].

6. When I placed an order, I was told that I exceeded my daily limit. How can I increase the limit?

You can upgrade your account limits by completing additional verifications. For more details, please visit:

7. Where can I check the order history?

Mouse over the wallet icon and click [Transaction History].

Choose [Deposit] or [Withdraw] under [Type] to view your order history.

8. I have made the transfer, but why haven't I received it yet?

There are two possible reasons for the delay:

1. Due to compliance requirements, a small number of transfers will be manually reviewed. It takes up to a few hours during working hours and one working day during non-working hours.

2. If you use SWIFT as a transfer method, your funds will be returned.

9. Is it possible to make a SWIFT transfer instead?

Please note that bank transfers through SWIFT are not supported. Additional fees may incur, and it may take longer to return the funds to your account in this case. As such, please confirm that you are NOT using SWIFT when you make the transfer.

10. Why am I unable to make SEPA deposits using my Corporate Binance account?

Currently, the SEPA channel only supports personal accounts. We are working on activating it for corporate accounts and will provide updates as soon as we can.