【Ripple’s business is booming! Annualized revenue nears $900 million, but XRP hasn’t followed suit? 💥】

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Ripple has been making moves at the recent Swell 2026 conference: securing a partnership with Coinbase, expanding its stablecoin presence, and forecasting annualized product revenue of nearly $900 million. But can this business growth really drive XRP?

📢 Let’s start with the two biggest developments.

First, Ripple’s U.S. dollar stablecoin RLUSD is now more widely available on Coinbase, including through institutional services like Coinbase Prime and its retail platform. Users can convert U.S. dollars or other eligible U.S. dollar stablecoins into RLUSD at a 1:1 ratio.

The integration spans three networks: the XRP Ledger, Base, and Ethereum. RLUSD’s market capitalization has also surpassed $2.6 billion, as it gradually expands into payments, trading, and on-chain finance.

Second, Ripple expects its annualized product revenue for 2026 to approach $900 million. The company says more than 1,700 institutions and businesses now use its infrastructure, and the customer base for several products has tripled this year.

Ripple’s payment network has also processed nearly $150 billion in cumulative transaction volume. Its business has expanded beyond cross-border payments to include custody, stablecoins, institutional trading, and corporate treasury management.

💡 What does this mean?

Ripple is gradually transforming from a blockchain company known for cross-border payments into a comprehensive financial infrastructure provider serving traditional financial institutions. Deeper partnerships with organizations such as Coinbase, Robinhood, and BNY could also help broaden the use cases for RLUSD.

⚠️ But keep in mind: growth in company revenue does not guarantee an increase in XRP’s price. Ripple’s product revenue comes from a range of businesses and cannot be directly equated with demand for XRP or returns from holding it.

📌 What really matters is whether Ripple can turn institutional partnerships into sustained business growth—and whether that growth can boost activity on the XRP Ledger and create real demand for XRP. When following the crypto industry, don’t focus only on positive headlines. It’s important to distinguish between a company’s growth, ecosystem growth, and a token’s value.
#Ripple预计年化产品收入9亿美元