Swordsman's Quotations: There are nine major benefits to making your own portfolio: First, you can exercise your stock picking and trading abilities; Second, you can exercise your mentality; Third, you can save a lot of management fees; Fourth, you can compare and buy funds and no longer complain about the funds. Managers, if you have any problems, take it upon yourself; fifth, invest in multiple stocks diversified. If you invest well, you can easily outperform the market. If you invest poorly, you won’t lag too far behind the market. Buying an index fund will definitely give up the opportunity to outperform the market; Sixth, you can develop a holistic view of the overall situation; Seventh, you know where to invest your own funds, unlike buying funds, where the fund manager is likely to buy stocks you don’t like; Eighth, you have a high error tolerance rate and dare to sell high and buy low. For example, if you buy 20 stocks with 5% capital each, will you be unable to sleep all night because of 5% capital?