FAQ

Tutorials

1. What is Dual Investment?

Dual Investment gives you an opportunity to buy or sell crypto asset at your desired price and date in the future, while earning high interest yield no matter which direction the market goes.

2. What are the benefits of using Dual Investment?

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Buy Low or Sell High: You can buy crypto at a lower price or sell crypto at a higher price;

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High Rewards: You’ll earn a high passive income no matter which direction the market goes;

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Wide Selection: You can choose from a wide variety of assets and set the target date and price to your liking;

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No Trading Fees: Zero trading fees when the target is reached and the “Buy Low” or “Sell High” product is filled.

3. When should I use Dual Investment?

Whether you’re an advanced trader or simply a HODLer that wants to earn some extra rewards, there are many different reasons why you may decide to use Dual Investment. Some of the most common scenarios include:

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Take profit: Sell your crypto holding at a Target Price to realize some of your gains while benefiting from additional rewards;

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Buy the dips: Buy crypto at a Target Price when the market is down, and enjoy additional rewards;

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Grow more crypto: You have crypto and want to earn additional returns while holding onto them;

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Grow more stablecoin: You have stablecoins and want to earn additional returns while holding onto them.

4. How do “Buy Low” and “Sell High” products work?

There are two types of Dual Investment products: “Buy Low” and “Sell High”.

Buy Low products give you a chance to buy your desired crypto assets at a lower price in the future with crypto assets.

- Target Reached: On the Settlement Date, if the Market Price is at or below the Target Price, the target currency (BTC) will be bought

- Target Not Reached: On the Settlement Date, if the Market Price is above the Target Price, then you will keep your deposited crypto asset (USDT)

In both scenarios, you will first earn rewards in stablecoins. Once the Target Price is reached, your subscription amount and the rewards earned will be used to buy BTC.

Sell High products give you a chance to sell your existing crypto asset at a higher price in the future for crypto assets.

- Target Reached: On the Settlement Date, if the Market Price is at or above the Target Price, your BNB will be sold for BUSD

- Target Not Reached: On the Settlement Date, if the Market Price is below the Target Price, then you will keep your BNB

In both scenarios, you will first earn rewards in your existing currency (BNB). Once the Target Price is reached, your subscription amount and the rewards earned will be sold for BUSD.

5. What is the Beginner Mode in Dual Investment?

Beginner Mode is designed for new Dual Investment users. It provides a step-by-step guide to help you through the Dual Investment subscription process.

You can turn on or off the Beginner Mode with the toggle button.

6. Are there any risks associated with Dual Investment?

There are risks involved with Dual Investment.

- Subscribed assets are locked and you won’t be able to cancel or redeem them before the Settlement Date.

- If the price moves further away from the Target Price, you end up losing the opportunity to buy or sell at a more favorable price.

- The trade can only happen based on the price on the Settlement Date.

Please note that Dual Investment is not a risk-free investment. Please read through the product terms carefully before making your subscription. Binance is not liable for any losses incurred from price fluctuations.

7. Are Target Price, Settlement Date and APR fixed?

Once the subscription is completed, your Target Price, Settlement Date, and APR will be fixed. You are unable to revise these terms once the subscription is completed.

You can review your Target Price, Settlement Date and APR from [Earn Wallet] and [Earn History].

8. What are “Subscription Amount”, “Target Price”, “Settlement Date”, “Deposit Currency”, “Target Currency”, “Subscription Period”, and “Settlement Price”?

Subscription Amount

Amount which you have deposited when subscribing to Dual Investment. This amount will be used to buy or sell crypto.

Target Price

A set price at which you want to buy or sell crypto asset.

Settlement Date

A set date at which you want to buy or sell crypto asset. You will also receive your investment return on this date.

Deposit Currency

The currency you used to subscribe to a Dual Investment product.

Target Currency

The asset you will be receiving if the Target Price is reached.

Subscription Period

The number of days from the day of the subscription until the Settlement Date.

Settlement Price

An average of the Market Price in the last 30 minutes before 08:00 (UTC) on the Settlement Date. Settlement Price and Target Price determine whether both your Subscription Amount and rewards will be converted into the Target Currency.

9. How are my returns calculated?

Rewards

Subscription Amount * APR% * Subscription Period (in days) / 365

The below summarizes the calculation of the total amount you will be receiving in different scenarios.

Buy Low Dual Investment

Two possible scenarios on the Settlement Date:

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Target Price is reached: (Subscription Amount + Rewards) / Target Price

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Target Price is not reached: Subscription Amount + Rewards

Sell High Dual Investment

Two possible scenarios on the Settlement Date:

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Target Price is reached: (Subscription Amount + Rewards) * Target Price

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Target Price is not reached: Subscription Amount + Rewards

10. When will I get my returns?

Each subscribed product has a Settlement Date. We will take the average of the Market Price in the last 30 minutes before 08:00 UTC on the Settlement Date as the Settlement Price.

We will calculate your returns on the Settlement Date at 08:00 UTC based on the Settlement Price and the Target Price. You will receive your returns in your Spot Wallet within 6 hours by 14:00 UTC.

11. Can I edit or cancel my subscription?

Unfortunately, you CANNOT edit or cancel your subscription once you subscribe. Please read through the product terms carefully before subscribing.

12. How can I view my subscription?

On the Binance Website

Go to [Orders] - [Earn History] - [Dual Investment]. Here you can view your current subscription and redemption items.

On the Binance App

Go to [Wallets] - [Earn] and tap on the [Earn History] icon on the top right. Tap [Flexible Savings] to change the filter to [Dual Investment]. Here you can view your current subscription and redemption items.

13. What is Auto-Compound?

Auto-Compound allows you to automatically re-subscribe your Dual Investment plan on the Settlement Date.

Upon enabling the feature, the system will assist you to re-subscribe to a new position, with a Settlement Date occurring on the next available Settlement Date from the current date.

The Settlement Date for BTC and ETH occur every Tuesday and Friday. The Settlement Date for all other crypto assets is on every Friday.

As long as the Auto-Compound feature is enabled, your Dual Investment plan will be automatically re-subscribed to the next available Settlement Date on the Settlement Date. You can enable/disable the Auto-Compound plan 30 minutes before the Settlement Date.

To enable the Auto-Compound feature, toggle on the button next to [Auto-Compound] when setting up your plan. Then choose either the basic plan or the advanced plan.

If you already have an existing Dual Investment position and wish to enable/disable the Auto-Compound feature, you can do so via the Earn Wallet.

The Dual Investment FAQ may have been translated and published in different languages. In the event of any inconsistency, misstatements, omissions or errors appearing in any translated version, this English version shall prevail.