东南亚 (SEA) 拥有近 7 亿人口和快速发展的数字经济，已成为加密货币创新和采用的焦点。尽管如此，该地区的加密货币监管环境错综复杂且不断发展，不同国家的方法和政策各不相同。
本文深入研究了东南亚加密货币法规的现状，探讨了它们给加密货币行业和用户带来的挑战和机遇。此外，它预计到 2024 年该地区的监管趋势将受到关注。

在不断发展的区块链和加密货币世界中，现实世界代币化的概念越来越受到关注。为了深入探讨这个话题，我们最近有幸与政府间区块链专家兼书籍作者 Anndy Lian 进行了一次炉边谈话。
讨论由 Venom 基金会首席商务官 Faraj 主持，Venom 基金会是阿布扎比的一层链，专注于全球稳定币和现实世界资产组织。 Faraj 也是一个由加密货币高管组成的大型社区的创始人，拥有约 2,000 名成员。

我很荣幸受邀作为 NFT 2023 首尔会议的主讲人，该会议于 2023 年 9 月 1 日在韩国首尔 COEX 会议中心举行。这次会议取得了巨大成功，吸引了来自世界各地的许多与会者，他们对不可替代代币领域的最新发展和趋势感兴趣。
演讲题目为“人工智能和Web3时代的NFT之旅”。在其中，我分享了我对 NFT 如何发展及其未来的见解、人工智能 (AI) 如何为 NFT 创造新的可能性和挑战，以及 Web3 如何成为更加去中心化的新版本互联网，开放、以用户为中心。

Anndy Lian 对 JPEX 最近的崩溃发表了看法，该加密货币平台据称诈骗了数千名投资者，金额超过 14 亿港元（1.8 亿美元）。
JPEX 的崩溃暴露了香港加密货币行业的阴暗面，并引发了对其监管框架的严重质疑。
JPEX自称是经过许可和监管的平台，以华而不实的广告、名人代言和高回报承诺来吸引投资者。它提供了自己的原生代币 JPC（只能在其平台上进行交易）以及其他流行的加密货币，例如比特币和 Tether。

美国证券交易委员会（SEC）主席加里·根斯勒（Gary Gensler）因其对各种数字资产监管状况的言论而成为加密货币领域的头条新闻。他多次申明比特币是一种商品，但一直不愿意对于其他加密货币来说也是如此，特别是那些通过首次代币发行（ICO）发行或具有某种形式的治理机制的加密货币。 他还表达了对稳定币及其对金融体系潜在影响的担忧。 他这些言论背后的意图是什么？ 他是想保护投资者、扼杀创新还是其他什么？
我将尝试根据詹斯勒的公开演讲、采访和证词，从固执己见的角度分析他的观点和动机。 我还将讨论他的立场对加密货币行业和投资者的影响。
Gensler 的背景和理念
在成为 SEC 主席之前，Gensler 在公共和私营部门拥有长期而杰出的职业生涯。 他曾担任高盛合伙人 18 年，在交易、金融和技术领域担任过多个领导职务。 他还曾在比尔·克林顿总统领导下担任负责国内金融的财政部副部长和负责金融市场的财政部助理部长。 巴拉克·奥巴马总统后来任命他为商品期货交易委员会 (CFTC) 主席，负责监督《多德弗兰克法案》的实施以及 2008 年金融危机后衍生品市场的监管。
詹斯勒也是一位学者和教育家。 他是麻省理工学院斯隆管理学院全球经济和管理实践教授，教授区块链技术、数字货币、金融创新和公共政策等价格。 他还是麻省理工学院媒体实验室数字货币计划的高级顾问。
鉴于他在该领域的专业知识和兴趣，一些观察家将他描述为“加密货币友好”的监管者。 他承认区块链技术和数字资产对于创新、效率、包容性和竞争的潜在好处。 他还称赞比特币是“变革的催化剂”和不受任何政府或中央机构控制的“稀缺价值储存手段”。
然而，他也是一位“精通加密货币”的监管者，了解新兴行业带来的风险和挑战。 他强调了加密货币领域投资者保护、市场诚信、金融稳定和国家安全的必要性。 他还警告加密货币生态系统中普遍存在欺诈、操纵、黑客攻击、洗钱、逃税和恐怖主义融资行为。
在我个人看来，詹斯勒的哲学似乎基于两个主要原则：第一，每一种金融产品或服务都应该受到某种形式的监管或监督；第二，每一种金融产品或服务都应该受到某种形式的监管或监督。 第二，现行法律法规应当一致、公平地适用于所有市场参与者。
Gensler 对比特币的立场
Gensler 对比特币的立场相对直接和一致。 他多次表示，比特币不是联邦证券法规定的证券，而是《商品交易法》（CEA）规定的商品。 这意味着比特币属于 CFTC 的管辖范围，而不是 SEC 的管辖范围。
这种分类基于最高法院的豪伊测试，该测试根据资产是否涉及对普通企业的资金投资并期望从他人的努力中获得利润来确定资产是否为证券。 比特币不符合这一标准，因为它没有任何发行者或发起人控制其供应或价值。 它也是去中心化的，分布在用户之间，用户通过工作量证明挖矿来验证交易并保护网络安全。
他的观点与美国证券交易委员会和商品期货交易委员会的前任一致，他们也承认比特币是一种商品。 它还反映了比特币在市场中运作和运作的现实。 这并不意味着比特币不受任何监管或监督。 作为一种商品，比特币受到 CEA 和证券法的反欺诈和反操纵条款的约束。 它还须遵守《银行保密法》和《爱国者法》的报告和记录保存要求。 此外，比特币衍生品，例如期货和期权，作为商品合约受到美国商品期货交易委员会（CFTC）的监管。 比特币交易所、平台、钱包和托管人受到各州和联邦机构作为货币转移者、经纪自营商或投资顾问的监管。
Gensler 对比特币立场的意图似乎是承认其独特性和创新性，同时确保其遵守保护投资者和公共利益的适当规则和标准。
Gensler 对其他加密的立场
接下来，他对其他加密的立场。 它不太清楚，也更微妙。 他表示，根据联邦证券法，其中许多应被视为证券，但他没有具体说明哪些证券或如何确定其地位。 他还表示，其中一些可能是属于 SEC 和 CFTC 职权范围的大宗商品或混合工具。
Gensler 的立场基于他对 Howey 测试的解释，他认为该测试适用于大多数通过 ICO 发行或具有某种形式治理机制的加密货币代币。 他认为，这些代币涉及对普通企业的资金投资，并期望从其他人（例如网络开发者、发起者或验证者）的努力中获得利润。
他的观点与 SEC 工作人员的观点一致，SEC 工作人员已针对各种他们认为未经适当注册或豁免的证券发行的加密货币项目发布了几份指导文件和执法行动。 它还得到了一些联邦法院的支持，这些法院已将 Howey 测试应用于民事和刑事案件中的加密货币代币。
然而，他的观点并没有被普遍接受或应用。 一些加密货币项目在法庭或行政诉讼中挑战了 SEC 的权威或解释。 一些人还通过不采取行动的信件或安全港提案寻求美国证券交易委员会的澄清或救济。 有些人还认为，他们的代币不是证券，而是商品、货币、实用代币或网络代币，其目的或功能与投资合约不同。
他对其他加密的立场背后的意图似乎是维护 SEC 对他认为对投资者和市场构成重大风险的加密货币行业很大一部分的管辖权和授权。 他似乎还寻求加密货币行业更多的合作和协调，以遵守现有的法律和规则或寻求适当的豁免或豁免。
Gensler 对稳定币的立场
Gensler 对稳定币的立场也不清楚且复杂。 他表达了对稳定币及其对金融体系潜在影响的担忧，但他没有提出任何具体的监管框架或方法。 他还表示，一些稳定币可能是证券，而其他稳定币可能是商品或混合工具，属于 SEC 和 CFTC 的管辖范围。
稳定币是一种数字资产，旨在相对于其他资产（例如法定货币、商品或一篮子资产）保持稳定的价值。 它们通常被用作加密货币领域的交易所媒介、价值存储或记账单位。 它们还被用作不同区块链或平台之间的桥梁。 稳定币有不同类型，例如法币支持的稳定币、加密货币支持的稳定币、算法稳定币或混合稳定币。
Gensler 的立场基于他对稳定币给金融体系带来的风险和挑战的评估。 他强调了稳定币带来的透明度、问责制、治理、流动性、偿付能力、市场诚信、消费者保护和系统稳定性等问题。 他还警告稳定币有可能促进洗钱、逃税和恐怖主义融资等非法活动。
其他监管机构和政策制定者也表达了对稳定币及其对金融体系影响的担忧。 金融稳定委员会 (FSB) 是一个负责监督全球金融体系并提出建议的国际机构，它发布了一份关于稳定币的报告，概述了对其监管和监督的 10 项高级别建议。 总统金融市场工作组（PWG）是一个由美国高级官员组成的小组，负责就金融问题向总统提供建议，该工作组也发表了一份关于稳定币的声明，呼吁为其建立全面的监管框架。
不过，Gensler的观点尚未转化为任何具体行动或建议。 他表示，他正在与美国商品期货交易委员会、美联储、财政部和其他机构的监管机构同事合作解决稳定币引发的问题。 他还表示，他愿意与国会和业界合作，为稳定币制定明确且一致的监管制度。
Gensler 对加密货币行业和投资者的影响
Gensler 对比特币、其他加密货币和稳定币的立场对加密货币行业和投资者具有重大影响。 根据他如何实现自己的愿景以及行业的反应，他的立场可能会对加密货币领域的创新、增长和采用产生积极或消极的影响。
从积极的一面来看，Gensler 的立场可以为加密货币行业和投资者提供更多的清晰度、确定性和合法性。 通过将现有的法律和规则应用于加密货币领域，Gensler 可以为所有市场参与者创造一个公平的竞争环境，促进公平竞争与合作。 通过加强合规性和问责制，可以加强投资者保护和市场诚信，并减少欺诈和操纵。 通过与国会和行业合作，他可以​​进一步为加密货币领域制定一个全面且一致的监管框架，以平衡创新和监管。
从消极的一面来看，Gensler 的立场也可能给加密货币行业和投资者带来更多的挑战、成本和障碍。 通过主张 SEC 对加密货币领域很大一部分的管辖权和授权，Gensler 可能会在不同监管机构和司法管辖区之间造成更多混乱、不确定性和冲突。 通过实施注册和报告要求，Gensler 可能会增加加密货币项目和平台的监管负担和复杂性。 通过发起执法行动和诉讼，Gensler 可以阻止加密货币领域的创新和投资。
结论
总之，Gensler 对比特币、其他加密货币和稳定币的立场反映了他作为 SEC 主席的背景、理念和意图。 他是一位对加密货币友好但又精通加密的监管者，了解新兴行业的潜在好处和风险。 他也是一位务实但有原则的监管者，相信应一致、公平地将现有法律和规则应用于加密货币领域。
值得注意的是，他的立场对加密货币行业和投资者具有重大影响。 它可以为加密货币空间提供更多的清晰度、确定性和合法性，但也可能给加密货币空间带来更多的挑战、成本和障碍。 他立场的最终结果将取决于他如何实现他的愿景以及业界如何回应他的行动。

Gary Gensler, the chairman of the U.S. Securities and Exchange Commission (SEC), has garnered attention in the cryptocurrency sphere due to his views on the regulatory status of digital assets. While he confidently labels Bitcoin as a commodity, his stance on other cryptocurrencies, especially those linked to initial coin offerings (ICOs) or possessing governance mechanisms, remains enigmatic. Additionally, Gensler has expressed concerns about stablecoins and their potential impact on the financial system. This article delves into the motives behind his statements and whether they are driven by investor protection, stifling innovation, or other considerations.
Unpacking Gensler's Views and Motivation
To understand Gary Gensler's views and motivations, we must analyze his public speeches, interviews, and testimonies. This analysis will illuminate the consequences of his regulatory stance for the cryptocurrency industry and investors.
Gensler's Diverse Background
Before assuming the role of SEC chair, Gensler's illustrious career spanned the public and private sectors. He spent 18 years as a partner at Goldman Sachs, where he held various leadership positions in trading, finance, and technology. Furthermore, he served as the undersecretary of the Treasury for domestic finance and the assistant secretary of the Treasury for financial markets during President Bill Clinton's administration. Later, President Barack Obama appointed him as the chairman of the Commodity Futures Trading Commission (CFTC), where he oversaw the implementation of the Dodd-Frank Act and the regulation of derivatives markets following the 2008 financial crisis.
Gensler is not just a practitioner; he is also an academic and educator. He serves as a professor of the practice of global economics and management at the MIT Sloan School of Management, where he teaches courses on blockchain technology, digital currencies, financial innovation, and public policy. Additionally, he is a senior advisor to the MIT Media Lab's Digital Currency Initiative.
Gensler's Philosophy
Some observers have characterized Gensler as a "crypto-friendly" regulator, given his expertise and interest in the field. He recognizes the potential advantages of blockchain technology and digital assets in terms of innovation, efficiency, financial inclusion, and competition. He lauds Bitcoin as a "catalyst for change" and a "scarce store of value" that operates independently of governmental or central authority.
However, Gensler is not blindly infatuated with the cryptocurrency space. He comprehends the inherent risks and challenges it poses. He emphasizes the importance of safeguarding investors, maintaining market integrity, ensuring financial stability, and upholding national security within the crypto sphere. He has sounded the alarm regarding issues such as fraud, manipulation, hacking, money laundering, tax evasion, and the financing of terrorism in the cryptocurrency ecosystem.
In my personal opinion, Gensler's philosophy appears grounded in two core principles: first, that every financial product or service should be subject to some form of regulation or oversight; and second, that existing laws and rules should be applied consistently and fairly to all market participants.
Gensler's Stance on Bitcoin
Gensler's position on Bitcoin is unequivocal and consistent. He repeatedly asserts that Bitcoin does not fall under the purview of federal securities laws but is rather categorized as a commodity according to the Commodity Exchange Act (CEA). Consequently, Bitcoin's regulation falls under the jurisdiction of the CFTC, not the SEC.
This classification is founded on the Supreme Court's Howey test, which determines an asset's security status based on whether it involves an investment of money in a common enterprise with an expectation of profit derived from the efforts of others. Bitcoin does not meet this criteria as it lacks an issuer or promoter who can control its supply or value. It is decentralized and distributed among its users, who validate transactions and secure the network through proof-of-work mining.
Gensler's stance aligns with his predecessors at the SEC and CFTC, who also recognize Bitcoin as a commodity. Moreover, it reflects the functional reality of Bitcoin within the market. It is essential to note that Bitcoin is not exempt from regulation. As a commodity, Bitcoin is subject to anti-fraud and anti-manipulation provisions under the CEA and securities laws. Additionally, it is subject to reporting and recordkeeping requirements pursuant to the Bank Secrecy Act and the Patriot Act. Furthermore, Bitcoin derivatives such as futures and options fall under the regulatory jurisdiction of the CFTC. Bitcoin exchanges, platforms, wallets, and custodians are also subject to regulation by various state and federal agencies, being classified as money transmitters, broker-dealers, or investment advisers.
Gensler's intent behind classifying Bitcoin as a commodity seems to be a recognition of its unique characteristics and innovation while ensuring that it operates within a framework of appropriate rules and standards, safeguarding investors and the public interest.
Gensler's Stance on Other Cryptocurrencies
Gensler's position on other cryptocurrencies is less clear-cut and more nuanced. He has hinted that many of these cryptocurrencies should be treated as securities under federal securities laws, but he has not explicitly identified which ones or provided a definitive method for determining their status. He has also suggested that some cryptocurrencies may have characteristics of commodities or hybrid instruments that fall under the jurisdiction of both the SEC and the CFTC.
Gensler's stance is rooted in his interpretation of the Howey test, which he believes is applicable to most crypto tokens issued through ICOs or those with governance mechanisms. He argues that these tokens entail an investment of money in a common enterprise with an expectation of profit derived from the efforts of others, such as the developers, promoters, or validators of the network.
His viewpoint aligns with that of the SEC staff, who have issued guidance documents and enforcement actions against various crypto projects they deemed to be conducting unregistered securities offerings. Some federal courts have also applied the Howey test to crypto tokens in both civil and criminal cases.
Nevertheless, Gensler's perspective is not universally accepted or implemented. Certain crypto projects have challenged the SEC's authority and interpretations through court proceedings or administrative actions. Others have sought clarification or relief from the SEC by submitting no-action letters or proposing safe harbors. Some argue that their tokens do not constitute securities but rather commodities, currencies, utility tokens, or network tokens serving distinct purposes or functions unrelated to investment contracts.
Gensler's intent behind classifying other cryptocurrencies seems to involve asserting the SEC's jurisdiction and oversight over a significant segment of the crypto industry, which he believes poses substantial risks to investors and the market. He also appears to seek greater cooperation and coordination from the crypto industry to ensure compliance with existing laws and regulations or to pursue suitable exemptions or waivers.
Gensler's Stance on Stablecoins
Gensler's position on stablecoins is intricate and still evolving. While he has expressed concerns about stablecoins and their potential repercussions on the financial system, he has not proposed a specific regulatory framework or approach for them. He has also indicated that some stablecoins may be classified as securities, while others may fall under the category of commodities or hybrid instruments subject to the jurisdiction of both the SEC and the CFTC.
Stablecoins are digital assets designed to maintain a stable value relative to another asset, such as a fiat currency, a commodity, or a basket of assets. They serve various purposes, including acting as a medium of exchange, a store of value, or a unit of account within the cryptocurrency space. Furthermore, they facilitate interoperability between different blockchains and platforms. Stablecoins exist in various forms, such as fiat-backed, crypto-backed, algorithmic, or hybrid stablecoins.
Gensler's position arises from his evaluation of the risks and challenges posed by stablecoins to the financial system. He has highlighted concerns regarding transparency, accountability, governance, liquidity, solvency, market integrity, consumer protection, and systemic stability linked to stablecoins. He has also raised alarms about their potential use in illicit activities such as money laundering, tax evasion, and terrorist financing.
Gensler's viewpoint resonates with other regulators and policymakers who share concerns about stablecoins and their implications for the financial system. The Financial Stability Board (FSB), an international organization overseeing and making recommendations regarding the global financial system, has issued a report outlining ten high-level recommendations for regulating and supervising stablecoins. The President's Working Group on Financial Markets (PWG), composed of senior U.S. officials advising the president on financial matters, has also issued a statement advocating for a comprehensive regulatory framework for stablecoins.
Nevertheless, Gensler's perspective has not yet translated into concrete actions or proposals. He has indicated that he is collaborating with fellow regulators at the CFTC, the Federal Reserve, the Treasury Department, and other agencies to address the concerns raised by stablecoins. Additionally, he has expressed a willingness to engage with Congress and the cryptocurrency industry to establish a clear and consistent regulatory framework for stablecoins.
Implications of Gensler's Stance for the Cryptocurrency Industry and Investors
Gary Gensler's stance on Bitcoin, other cryptocurrencies, and stablecoins carries substantial implications for both the cryptocurrency industry and investors. Depending on how he executes his vision and how the industry responds, his regulatory posture could yield positive or negative consequences for the advancement, expansion, and adoption of the cryptocurrency space.
Positive Implications:
Clarity and Legitimacy: Gensler's regulatory stance could bring much-needed clarity and legitimacy to the cryptocurrency industry. By applying existing laws and regulations consistently, he could create a level playing field for all market participants, fostering equitable competition and cooperation.Investor Protection: Regulatory enforcement and accountability measures could enhance investor protection, reducing the risk of fraud and manipulation in the cryptocurrency market.Market Integrity: Gensler's oversight could bolster market integrity, curbing illicit activities and ensuring fair and transparent trading practices.Regulatory Framework: Engaging with Congress and industry stakeholders could lead to the development of a comprehensive and coherent regulatory framework for the cryptocurrency space, striking a balance between innovation and regulation.
Negative Implications:
Confusion and Complexity: By asserting the SEC's jurisdiction over a substantial segment of the cryptocurrency industry, Gensler may inadvertently sow confusion, uncertainty, and conflicts among different regulators and jurisdictions.Regulatory Burden: Imposing registration and reporting requirements on cryptocurrency projects and platforms could increase the regulatory burden and complexity, potentially stifling innovation.Deterrent to Innovation: Initiating enforcement actions and litigation may deter innovation and investment in the cryptocurrency space, as companies grapple with legal challenges.
Conclusion
In conclusion, Gary Gensler's regulatory stance on Bitcoin, other cryptocurrencies, and stablecoins reflects his background, philosophy, and intentions as the chairman of the SEC. He exhibits a nuanced perspective as a regulator who acknowledges both the potential benefits and risks associated with the cryptocurrency industry. He seeks to apply existing laws and regulations consistently and fairly to ensure investor protection and market integrity.
It is crucial to recognize that Gensler's stance carries significant implications for the cryptocurrency industry and investors alike. While it may offer clarity and legitimacy, it could also introduce complexity and regulatory hurdles. The ultimate outcome of his regulatory approach will depend on how he executes his vision and how the cryptocurrency industry responds to his actions.

全球交易量最大的加密货币交易所币安正面临美国证券交易委员会（SEC）的法律挑战，该委员会指控其违反证券法并欺骗投资者。
币安及其首席执行官赵长鹏向法庭提交了文件，寻求驳回诉讼，声称 SEC 对他们的活动没有管辖权，并且他们遵守了所有适用的法律。不过，SEC并没有放弃对币安的追查，近期还要求访问Binance.US的软件和文件，但遭到美国法院的拒绝。

数字资产是价值的数字表示，包括金融或实体经济资产的所有权。这些资产有潜力促进更高效的交易、改善金融包容性并释放经济价值。为了创建新的数字资产生态系统，央行数字货币（CBDC）、代币化银行负债、监管良好的稳定币以及智能合约可以作为交换媒介。然而，这些新形式的数字货币需要证明其实用性超出了现有的电子支付系统。

不可替代代币（NFT）的兴起引发了文化创意经济的显着变革，开启了 web3 生态系统中充满新可能性的时代。 NFT 为创作者提供了前所未有的机会，让他们可以通过自己的作品货币化、建立所有权并以令人兴奋和创新的方式与受众互动。本次论坛由WikiEXPO组织，探讨NFT如何赋能创作者经济，为文化产业的发展和繁荣做出贡献。

畅销书作者 Anndy Lian 在 NFT.NYC 2023 上发表了题为“在下一个 NFT 夏天思考更大”的演讲。NFT NYC 是一个致力于 NFT 和区块链技术的年度盛会，已迅速成为艺术和区块链领域的主要焦点。收藏品世界。这个沉浸式的会议和节日吸引了广泛的参与者，包括行业领袖、艺术家、收藏家和爱好者，他们齐聚一堂，探索 NFT 的可能性。与会者可以了解与 NFT 相关的最新趋势、技术和最佳实践。

过去几个月，加密货币市场经历了一些波动，这让许多投资者对市场的未来感到好奇。 Founders Club 的 Eugene Shilov 与 Anndy Lian 坐下来讨论加密货币市场周期以及他对加密货币投资的见解。



加密周期

安迪首先谈到了我们目前在加密货币周期中所处的位置。他强调，他查看了这些数字，并认为比特币目前处于有利位置。他认为第三季度和第四季度是观察比特币今年能走多远的好时机。虽然他认为我们不会在未来一两个季度进入超级牛市周期，但他确实相信，将会有一个渐进的信号表明它很快就会到来。他认为，经过FTX事件、三箭事件、银行危机之后，清理市场还需要一段时间。因此，他认为第四季度是市场回暖的好时机。

Founders Club brings founders from all walks of life together. Sergey Kochnev interviewed Anndy Lian, an intergovernmental blockchain advisor, investor and book author at Dubai, Blue Waters Island.

Current state of crypto

Anndy was also asked about the current state of the crypto market and Bitcoin's future. He believes that the overall sentiments are not bad, and there is still hope for the market. The market has had a good run, and even though the projection towards a $30,000 run is around the corner, it's just a matter of perspective.

He also believes that investing in crypto is a long-term game rather than a short-term one. It's similar to investing in the stock market, where there are fluctuations, and people should expect them. He mentioned that during the 2016-2019 ICO era, people were having 10x and 100x gains within six or three months, which is not the case anymore.

Regarding the main trends in crypto, He stated that institutions are looking to create products using a basket of cryptocurrencies. They are not only interested in buying Bitcoin, but they also want to invest in other crypto assets.

Another trend is the rise of NFTs. They can represent anything from digital art and music to in-game items and virtual real estate. NFTs have become increasingly popular in recent years, with some pieces selling for millions of dollars. But with the rise in popularity of NFTs comes the risk of scams and bad actors in the space. By arming themselves with knowledge, people can avoid falling prey to bad actors and ensure they're investing in legitimate NFTs. This is the gist of Anndy’s new book, NFT: From Zero to Hero.

The problem with NFTs and Web3 is that some people are simply jumping on the hype train without truly understanding the technology. It's important for people to understand the utility of NFTs and how they can be used in real-life businesses and games.

While some may argue that NFTs are simply a web2 experience, it's important to remember that technology takes time to adapt and for adoption to take place. It's similar to the dot-com bubble of the early 2000s, where it took a decade for companies to become trillion-dollar businesses. But with the cycles of innovation becoming faster, it's likely that the adoption of NFTs and Web3 will happen more quickly.

How to gain crypto knowledge

Sergey asked about how one can gain practical knowledge in the cryptocurrency market? When it comes to cryptocurrency investment, many people focus on the potential gains and forget about the possibility of losses. It is important to understand that the experience of losing is just as much a part of the journey as winning. Therefore, it is essential to have practical knowledge before investing in this market. The first step towards gaining practical knowledge is research. Do not just read articles, try it out for yourself. You cannot claim to be an expert in something you have not experienced. Some people claim to work in exchanges or on projects without even owning an NFT or understanding how dynamic the market can be. Practical knowledge is key. Educate yourself about the market before investing. Knowledge is power and this applies to any investment, whether it's real estate, stocks, or cryptocurrency.

You cannot just jump into the market, hoping to get lucky and make a profit. Many people bought Bitcoin when it was at its peak, only to lose out when the market crashed.

It is also important to remember that hodling or holding on to a coin is not always the best option. You need to make your own decisions based on your understanding of the market. Do not blindly follow the advice of others without considering your own interests.

Looking ahead

Looking ahead to the end of 2023, it's difficult to predict where the market will go. However, it's clear that true decentralization and self-custody will continue to be important factors in the development of Web3 technologies. As the industry evolves, it will be important to stay focused on what is truly decentralized, and to avoid being convinced or confused by marketing hype.

Q3 and Q4 of this year will be a more promising time for the gaming industry. It's also expected that bigger brands in the US will find a way to keep themselves in the game, while maintaining a good reputation. This is a significant advantage for the industry, as it will drive more positive vibes and traction. Web3 is expected to remain a good muscle within the US ecosystem, even without cryptocurrency. The industry is hopeful that this new technology will usher in a new era of gaming that is more secure, transparent, and accessible to all.

Anndy ended his interview by emphasizing that gaining practical knowledge in the cryptocurrency market is essential before investing. It is not enough to rely on theoretical knowledge or the advice of others. Research, try things out, and make your own decisions based on your understanding of the market. Remember, knowledge is power.

 

https://youtu.be/hBfSLCEGDYg

一种被称为序号铭文的新型不可替代代币引起了广泛关注。这些 NFT 的与众不同之处在于，它们的所有数据都被蚀刻到比特币区块链上，这与以太坊 NFT 不同，后者依赖于可以更改的链下元数据。以下是序数铭文及其对比特币未来的潜在影响的详细介绍。

序数铭文是一种可以在比特币区块链上创建的 NFT，它允许所有数据直接铭文在链上。这与依赖链外元数据的以太坊 NFT 形成鲜明对比。由于这种区别，Ordinals 被认为是解决与以太坊 NFT 相关挑战的潜在解决方案。

印度财政部长 Nirmala Sitharaman 表示，印度政府正在与其他 G20 成员进行“详细讨论”，以制定监管加密货币的标准操作程序（SOP）。鉴于当前印度和全球加密货币不受监管的环境，印度正在 G20 峰会期间寻求合作，制定一个全面的框架。西塔拉曼在最近与国际货币基金组织总裁克里斯塔利娜·格奥尔基耶娃的会议上强调，需要采取全球协调的方法来监管加密货币。

理想的去中心化是指一个系统或网络中没有任何一个实体能够控制或有能力为整个系统做出决策。相反，权力和决策权分布在多个参与者之间，这使得任何个人或团体更难以操纵或控制系统。这种理想状态可能是Web4。

Web4 不是一个广泛使用的术语，也不是一个共识定义，因此根据上下文它可能指代不同的事物。然而，有些人用“Web4”一词来指代下一代万维网，它将更加去中心化，更加关注人工智能、语义网和物联网等。其特点是更加动态、自主和互连的系统，可以从数据中学习、相互通信并适应不断变化的环境。这将允许更加动态和适应性更强的系统可以从数据中学习并随着时间的推移而改进。