This is a general announcement and marketing communication. Products and services referred to here may not be available in your region. Terms and conditions apply.

Fellow Binancians,

Binance is excited to launch the USDC Holding APR Promotion! During the Promotion Period, all eligible users will enjoy a 2% APR reward on their eligible Net USDC Holding in Binance Futures and Portfolio Margin accounts. 

Promotion Period: 2026-10-27 00:00 (UTC) to 2026-11-23 23:59 (UTC)

Promotion Mechanism

1. Eligible Users

To earn rewards for a weekly period, users must generate at least $2,500 in USDC-margined trading volume (USDC-M Futures pairs) within that weekly period. The Promotion Period consists of four weekly periods:

2. Eligible Asset

USDC balances as defined under "Net USDC Holding" below: Futures account USDC balance for all users, plus Margin account USDC balance for Portfolio Margin users.

3. Eligible Balance

Net USDC Holding: The maximum eligible balance is $1,000,000 Net USDC Holding per user, applied at the master account level. Net USDC Holding across all sub-accounts will be aggregated under the master account. Any amount above $1,000,000 will not earn rewards. 

Net USDC Holding is calculated as:

• Portfolio Margin users: Portfolio Margin account USDC balance  − Portfolio Margin account USDC liability 

• Non-Portfolio Margin users: Futures account USDC balance − Margin account USDC liability 

Notes: 

• Portfolio Margin: A unified margin mode that lets users share collateral across UM + CM + Margin accounts. 

  • For more information, refer to this Portfolio Margin FAQ.

• Margin account USDC liability refers to the total outstanding borrowed USDC in the Margin account.

• Negative Net USDC Holding are not eligible to receive rewards.

4. Rewards Calculation & Distribution

• Daily reward = min(daily average Net USDC Holding, $1,000,000) × 2% ÷ 365

• Net USDC Holding is measured via snapshots taken at random times between 00:00:00 and 23:59:59 (UTC) each day

• Rewards accrue daily and are settled weekly: Users who meet the weekly trading volume threshold will receive all rewards accrued during that weekly period. For these purposes, the daily average Net USDC Holding is the average of the Net USDC Holding recorded across that day’s snapshots.

• Rewards will be distributed in USDC to the eligible user’s Spot account  (master account) within 5 calendar days (excluding weekends and UAE public holidays) after each weekly period ends.

Example: User A maintains a daily average Net USDC Holding of $1,500,000 during Week 1 and generates $3,000 in USDC-margined trading volume in Week 1. User A will receive ($1,000,000 × 2% ÷ 365) × 7 ≈ $383.56 in USDC for Week 1. 

Terms & Conditions

• These terms and conditions (“Activity Terms”) govern users’ participation in the activity above (“Activity”). By participating in this Activity, users agree to these Activity Terms, and the following additional terms: (a) Binance Terms and Conditions for Prize Promotions; (b) Binance Terms of Use; and (c) Binance Privacy Notice; all of which are incorporated by reference into these terms and conditions. 

• In the case of any inconsistency or conflict between these Activity Terms, and any other incorporated terms, the provisions of these Activity Terms shall prevail, followed by the following in this order of precedence, and to the extent of such conflict: (a) Binance Terms and Conditions for Prize Promotions; (b) Binance Terms of Use; and (c) Binance Privacy Notice.

• This Activity is a rewards program based on qualifying trading activity and eligible Net USDC Holding; it is not a game of chance or skill.

• Only users who complete identity verification can qualify for rewards in the Promotion, and only master accounts will receive rewards. Broker accounts are not eligible to participate. 

• The products or features referred to above may not be available in your region. Users are responsible for informing themselves about and observing any restrictions and/or requirements imposed with respect to the access to and use of Binance services in each country from which the services are accessed.

• The reward is a one-off promotional welcome reward in connection with the Campaign. It is only calculated by reference to the amount of USDC held from time to time in the eligible Futures and Portfolio Margin Accounts as recorded in Binance's records, and the "2% APR" figure is an annualised presentation of the maximum Reward for illustrative purposes only; it is not a contractual rate of return and does not represent the yield of any underlying product, reserve or lending arrangement. The Reward is not offered as, and does not constitute, interest on any sum. 

• Binance reserves the right to disqualify a user’s reward eligibility if the account is involved in any dishonest behavior (e.g., wash trading, illegally bulk account registrations/logins, self dealing, or market manipulation). Binance further reserves the right to disqualify any participants who tamper with Binance program code, or interfere with the operation of Binance program code with other software.

• Binance reserves the right at any time in its sole and absolute discretion to determine and/or amend or vary these terms and conditions without prior notice, including but not limited to canceling, extending, terminating or suspending this Promotion, the eligibility terms and criteria the rewards and the timing of any act to be done, and all Participants shall be bound by these amendments. 

• Binance’s records and data (including trading volumes, account balances, snapshot records and account status) shall be final and conclusive for the purposes of determining eligibility, the calculation of rewards, and compliance with these Activity Terms.

• Participants are solely responsible for any tax consequences arising from the receipt of rewards under this Activity, including any income tax or reporting obligations in their jurisdiction of residence. Binance makes no representation as to the tax treatment of rewards and may, where required by applicable law, withhold or deduct amounts from rewards.

• There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise.

Thank you for your support! 

Binance Team

2026-10-26

Trade on-the-go with Binance’s crypto trading app (iOS/Android)

Find us on 

• Telegram

• WhatsApp

• X

• Facebook

• Instagram

• Discord

USDC is an e-money token issued by Circle Internet Financial Europe SAS (https://www.circle.com/). USDC’s whitepaper is available here. You may contact Circle using the following contact information: +33(1)59000130 and EEA-Customer-Support@circle.com. 

Holders of USDC have a legal claim against Circle SAS as the EU issuer of USDC. These holders are entitled to request redemption of their USDC from Circle SAS. Such redemption will be made at any time and at par value.

Binance reserves the right in its sole discretion to amend or cancel this announcement at any time and for any reasons without prior notice.

Disclaimer: Digital asset prices can be volatile. The value of your investment can go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Futures trading, in particular, is subject to high market risk and price volatility. All of your Margin Balance may be liquidated in the event of adverse price movement. APR is an estimate of rewards you will earn in cryptocurrency over the selected timeframe. It does not display the actual or predicted returns/yield in any fiat currency. Actual rewards may differ from the estimated rewards based on your daily average Net USDC Holding and eligibility. Past performance is not a reliable predictor of future performance. Before trading, you should make an independent assessment of the appropriateness of the transaction in light of your own objectives and circumstances, including the risks and potential benefits. Consult your own advisers, where appropriate. This information should not be construed as financial or investment advice.To learn more about how to protect yourself, visit our Responsible Trading resource page. For more information, see our Terms of Use, Exchange Rules, Clearing Rules, Exchange Procedures, Clearing Procedures, relevant Contract Specifications and Risk Warning.