By Emre Ata | Updated: October 6, 2026
TL;DR: How Do You Buy and Sell Stellar on Binance?
To buy Stellar (XLM) on Binance, create an account, complete identity verification, fund your wallet, and select an available XLM Spot trading pair. Choose a market or limit order, review the amount, and confirm. To sell, open the same pair, select Sell, enter your XLM quantity, and submit your order.
Eligible users can explore my Binance referral code CRYPTOFEE20, FUTURESFEE20, 19800BONUS20, and BESTCODEMAX2. Confirm the benefits displayed by Binance before registering.
Create your Binance account:
Register with CRYPTOFEE20
Binance referral code Event page link
What Is Stellar (XLM)?
Stellar is a blockchain network designed for transferring value and supporting digital assets. Its native cryptocurrency, the lumen, trades under the ticker XLM.
XLM pays network transaction fees and supports minimum balance requirements for Stellar accounts. The ecosystem also supports asset issuance and smart contracts.
Buying XLM gives you exposure to its market price. It does not represent ownership of the Stellar Development Foundation or guarantee income. Network usefulness and investment performance are separate considerations.
Binance Referral Codes: Which One Should You Use?
My current referral codes are:
CRYPTOFEE20: My main registration code for checking eligible Spot and Futures commission cashback offers.
FUTURESFEE20: My alternative code for users exploring eligible Futures referral benefits.
19800BONUS20: My code for checking eligible welcome reward opportunities.
BESTCODEMAX2: My alternative registration code for checking eligible Spot referral benefits.
Where Binance confirms a 20% commission rebate, eligible users receive cashback on qualifying trading fees. This does not mean a 20% discount on the price of XLM.
Use one applicable code during registration. Codes cannot simply be combined to multiply rewards. Availability depends on the account, product, region, and current program rules.
Alternative registration links:
Register with FUTURESFEE20
Register with 19800BONUS20
Register with BESTCODEMAX2
Affiliate disclosure: I may earn commission from qualifying activity through my referral links.
How to Open and Secure Your Binance Account
Register using your email address or phone number and create a unique password. Check that your chosen referral code appears correctly before completing signup.
Complete identity verification, commonly called KYC. Binance may request identification documents and a facial verification check. Accepted documents and processing times depend on your location.
Before funding your account, enable an authenticator or supported passkey, configure an anti-phishing code, and review withdrawal security settings.
Never share your password or authentication codes with anyone claiming to provide account support.
Video guide: https://www.binance.com/square/post/374336265293130
How to Deposit Funds Before Buying XLM
Choose a funding method available in your account. Options may include bank transfers, card payments, or cryptocurrency deposits.
Compare the final amount received, payment charges, and processing time. A convenient payment method may have a higher total cost.
If depositing XLM from another wallet, copy the deposit address and required memo shown by Binance. The memo helps identify which account should receive the funds.
Check the network carefully and consider a small test transfer. A missing or incorrect memo can delay crediting and may require recovery assistance.
How to Buy Stellar (XLM) on Binance Spot
Open Binance and enter the Spot trading section.
Search for XLM.
Select an available pair, such as XLM/USDT, if supported in your account.
Choose Buy.
Select a market or limit order.
Enter your spending amount or XLM quantity.
Review the details and submit the order.
A market order executes against available orders. Its final price can differ from the price initially displayed.
A limit order specifies your maximum buying price. It may remain unfilled if the market does not reach that level.
Check your order history afterward. An open order is not yet a completed purchase.
How to Sell Stellar (XLM) on Binance
Open an available XLM Spot pair and select Sell. Choose your order type, enter the quantity, review the estimated proceeds, and confirm.
A completed XLM/USDT sale credits USDT, rather than transferring money directly to your bank.
To withdraw fiat currency, use a supported conversion and withdrawal route available in your region. Review minimum amounts, processing times, and charges.
If your available XLM balance looks lower than expected, check whether an existing open order has reserved part of it.
Binance Trading Fees for Buying and Selling XLM
The public Binance Spot schedule lists regular-user standard fees of:
Maker: 0.100%
Taker: 0.100%
Eligible BNB fee payment: 0.075% maker and taker
The BNB option represents a 25% reduction from the standard Spot fee. It requires the relevant setting and sufficient BNB.
A maker trade adds liquidity by resting in the order book. A taker trade executes against existing liquidity. A limit order can still incur taker fees if it executes immediately.
Your actual rate may differ because of VIP status, pair-specific promotions, or account conditions.
Binance’s Futures FAQ illustrates regular-user fees of 0.02% maker and 0.05% taker. Check your live contract fee before trading. Eligible BNB payment offers a 10% USDⓈ-M Futures fee discount.
Futures trading does not purchase or withdrawable XLM. It also introduces liquidation risk and possible funding payments.
XLM Trading Fee Simulation
Assume a $1,000 purchase followed by a separate $1,000 sale:
Fee scenarioBuy costSell costCombined costStandard 0.10% Spot fee$1.00$1.00$2.00Confirmed 20% fee cashback$0.80 net$0.80 net$1.60 netEligible BNB payment at 0.075%$0.75$0.75$1.50
These examples exclude spreads, slippage, payment costs, and withdrawal fees. Cashback may arrive separately from the original fee deduction. Do not assume referral cashback and BNB savings combine until Binance confirms your applicable terms.
Welcome Rewards and Responsible Trading
Check 19800BONUS20 for currently available welcome missions. If Binance displays an Affiliate-Boosted package worth up to $19,800, read the deposit requirements, trading targets, deadlines, and reward types carefully.
The maximum advertised package is conditional and is not guaranteed cash for registration. Compare trading costs with potential rewards before completing any mission.
Frequently Asked Questions
Can I buy a small amount of XLM?
Yes, provided your order meets the selected pair’s current minimum requirements.
Does selling XLM automatically withdraw cash?
No. Selling credits the pair’s quote asset. Fiat withdrawal is a separate process.
Is the Stellar network fee the Binance withdrawal fee?
No. Binance displays its own withdrawal charge and minimum before confirmation.
Is buying XLM risk-free?
No. Prices can fall sharply. Set a budget, avoid emotional trading, and only commit money you can afford to lose.
Editor’s note: Understand the order, the fee, and your exit plan before buying Stellar. This guide is educational and does not provide personalized investment advice.
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