BlackRock has published a research report over the past couple of days. Its core judgment is: when AI agents that can plan and execute multi-step tasks in the future need to pay for services, the payment will have to rely on payment methods that are natively suited to machines—not systems like credit/debit cards or ACH, which were designed for humans. These systems have high fees, require manual authorization, and settle slowly; they can’t handle the tiny, frequent transfers that occur between AIs. BlackRock believes stablecoins will be the primary choice, because blockchains represent assets with digital tokens, which naturally matches the way AI processes information. The report also mentions specific mechanisms such as x402 (a protocol for machine-initiated payments) and MCP and A2A (protocols for AI agents to call tools and coordinate with each other).

As of September, global stablecoin circulation exceeded $300 billion, and in 2025, adjusted transaction volume exceeded $11 trillion.

In addition, BlackRock itself operates the largest spot Bitcoin ETF and a tokenized money fund. To some extent, this research report serves as an endorsement of the direction it has already bet on.

The above is for subjective analysis only and does not constitute investment advice.#贝莱德IBIT成为最大比特币现货ETF #稳定币 #AI支付