Rate hikes. The first time since July 2023—at 12:00, it was fully passed, with a range of 3.75%–4.00%. After I finished looking at the chart, my first reaction wasn’t to curse people—I went to check my own DCA plan schedule.

Maybe in 2026 it will be raised again to 4.25%, then in 2027 it won’t be lowered, and only in 2028 will things start to ease. That means for the next two years, every monthly buy I make will be facing a world where money is “more expensive.”

To be honest, I feel kind of comfortable. In years with higher interest rates, every coin I buy costs me less. I don’t know what will happen on the Hormuz side. I don’t know whether inflation will really come down. All I know is that my DCA amount hasn’t changed, and the money for “catching the bottom” hasn’t been increased. Keep going 🫠