@Lorenzo Protocol $BANK #LorenzoProtocol
Institutions have already begun to quietly improve their Bitcoin portfolios in 2025, and the Lorenzo Protocol is at the heart of that.
Here’s the thing: Bitcoin was built to be a strong collateral, but most people leave it there, doing nothing, while inflation erodes its true value. The Lorenzo Protocol changes that. It adds a layer of professional asset management between raw BTC and the rest of the world on-chain. This is not lending, not yield farming, and certainly not reckless leverage. This is the first time Bitcoin can act as a base for a multi-strategy hedge fund - completely transparent, fully configurable, operating entirely within the Binance ecosystem.
Everything starts with liquid staking. You deposit native BTC, and in one step, you receive stBTC or enzoBTC. Both are always backed 1:1 by real Bitcoin but directed towards high-conviction staking networks and active strategies. stBTC focuses on capital preservation: it sends your BTC to ultra-secure validators and short-term token vaults, allowing your balance to grow gradually through automatic compounding. enzoBTC aims higher, always chasing better yields, but does not lock up your funds - you can redeem them instantly, at any time. In either case, you can freely trade these tokens on Binance, use them as collateral, earn yield, and still withdraw your BTC whenever you wish.
Furthermore, Lorenzo offers a full suite of traditional finance strategies, but everything happens on-chain. Quant engines look for statistical features in financial price cycles and price gaps between markets, all through audited smart contracts. Delta-neutral carry portfolios blend spot BTC and perpetual futures contracts to earn a return regardless of market direction. Volatility units benefit from overvalued options when traders panic and gather cheap protection when they become overly comfortable. Then, organized yield vaults piece all these elements together - automatically directing capital towards the best risk-adjusted deals, rebalancing using specific rules and trusted agents.
The crown jewel is the on-chain exchange-traded fund (OTF), starting from USD1+. You deposit stablecoins and receive OTF shares, representing your stake in a diversified, actively managed pool. This pool mixes short-term tokenized government bonds, smart quantitative trades, controlled delta-neutral overlays, and some strategic bets on BTC. Every deposit, every rebalance, every earned fee - all on-chain, as clear as day. Since OTF shares trade on Binance, there is always liquidity, and prices stay aligned with the net asset value. Essentially, it’s an on-chain money market fund with the stability that the big players use, but it's open to everyone.
Governance and value flow through the BANK token. Owners vote on risks, approve new strategies, adjust fees, and guide the protocol treasury. Profits primarily flow from management fees, performance fees, and staking rewards to veBANK holders. If you lock BANK - from one month to four years - you will receive veBANK, and your voting power and share of rewards increase with the time you commit. The longer the lock, the greater the effects and cash flows you receive. This is serious long-term alignment.
By the end of 2025, Bitcoin is no longer just sitting in cold storage. It is evolving into a productive and essential asset. The Lorenzo protocol is building the missing infrastructure that allows institutions, traders, and long-term holders to earn real yield, manage risks, and keep everything fully composable - without any transfer of assets off-chain.
Now, what do you think? Which part of the Lorenzo protocol do you think will be the real engine for change in the coming years: liquid staking on BTC, the OTF pool, multi-strategy vaults, or the long-term alignment engine veBANK? Leave your thoughts in the comments.
