$USDC USD (US Dollar) โ Best practical choice for most people. It has very high liquidity and is commonly used as a hedge against PKR depreciation.
CHF (Swiss Franc) โ Strong option for stability and safe-haven purposes.
EUR (Euro) โ Good for diversification, but its performance can fluctuate against the USD.
GBP (British Pound) โ A strong currency, but a higher exchange rate does not automatically mean it is a better investment.
My simple ranking:
USD โญโญโญโญโญ
CHF โญโญโญโญยฝ
EUR โญโญโญโญ
GBP โญโญโญยฝ
If you're in Pakistan and want to protect your savings from PKR depreciation, USD would generally be my first choice.
If you tell me your budget (e.g. PKR 100,000 / 500,000 / 1 million) and whether you want to hold it for 3 months, 1 year, or 3 years, I can suggest a suitable currency allocation.
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