8698

With installment payments, each payment may differ by just one smallest unit, so the final installment may also differ. rippled PR #8698 discusses calculating each timely repayment based on the remaining scheduled amount under the LendingProtocolV1_2 amendment, to control the cumulative effect of rounding each installment. The original text specifically preserves the boundary for old loans: a loan that is already one unit ahead of schedule will not automatically have the difference erased; paying extra early may bring it back into alignment, while a very small overpayment may also be ignored. The focus here is on rounding and compatibility rules in the $XRP ecosystem protocol code; a proposal under review should not be described as having already changed all loans. To verify repayments, check the applicable amendment, schedule, and actual debit records.