If you think crypto investing means buying Bitcoin or Ethereum and hoping they go up…
you’re not investing.
You’re gambling.
I’ve watched this cycle repeat for years.
People make millions in a bull market.
Then they buy Lamborghinis, Ferraris, big houses.
And within 18 months — they’re broke again.
Why?
Because making money doesn’t teach you how to keep money.
Getting rich without financial education doesn’t make you smarter.
It just makes your mistakes bigger.
Since 2016, one thing has been clear to me:
Winners understand: • What to hold
• What to avoid
• Which risks are worth taking
Losers buy whatever is trending and pray.
Not all crypto carries the same risk.
There are: • Stablecoins pegged to the dollar
• Large-cap coins with real utility
• Blue-chip cryptos with long track records
Each comes with a different level of risk — but most beginners don’t know this.
They chase pumps on social media.
Lose money.
Then say, “Crypto is a scam.”
Crypto isn’t a scam.
Ignorance is expensive.
Timing and education separate winners from losers.
Bitcoin was around $400 in 2016.
Today it’s over $90,000.
People who bought small amounts early are still profitable — even after every crash.
That’s the lesson.
It’s not how much you invest.
It’s when you invest and how many units you accumulate.
You don’t need to be rich to start.
Skip eating out for a week.
Skip fancy coffee for a month.
Use that $50.
If you lose it, your life doesn’t change.
But if history repeats…
that $50 could become something meaningful.
So the real question isn’t:
“Can I afford to invest?”
It’s:
Can you afford to stay financially uneducated?
