Two true numbers for $NEAR today, 1.1 points apart. Binance's 24-hour ticker reads -8.99%, because its window starts whenever you call it - 18:48 UTC on 4 November, when NEAR was 4.051 USDT. The UTC calendar day opened lower, at 4.008, so day-to-date it's -7.88%. Price near 3.69 at 18:49 UTC on 5 November. Same market, different starting line; neither window says where it settles.