Collateralized borrowing through @bstocksfinance currently features negative rates across select pairs, alongside low positive rates. Users can access USDC backed by CRCLB at -0.81%, while borrowing USD1 against QQQB comes in at -0.24%. In addition, the borrowing rate for USD1 stands at 0.05% with SPYB collateral and 0.24% when backed by NVDAB.