#Ripple CEO Sees #XRP Becoming the Institutional Gold Standard for Crypto Payments, While Ex-CTO Predicts Mass Blockchain Adoption in 5 Years.
Speaking at Ripple Swell 2026, CEO Brad Garlinghouse said he wants XRP to become the institutional gold standard for crypto payments within five years. Ripple has expanded beyond payments into corporate treasury and prime brokerage, with revenue growing from $300 million to $900 million. He said Ripple will prioritize XRP when it makes sense, while using traditional currencies or RLUSD when they better meet customer needs. Garlinghouse also hopes that 1% to 3% of the roughly $16 trillion in transaction value discussed at last year’s Swell will move onchain by next year.
Former Ripple CTO David Schwartz predicted that blockchain could become as common as the internet within five years, helping people manage money, receive payments, and invest. He highlighted real-world asset tokenization as a way to bring blockchain to more everyday users.
#Crypto
Speaking at Ripple Swell 2026, CEO Brad Garlinghouse said he wants XRP to become the institutional gold standard for crypto payments within five years. Ripple has expanded beyond payments into corporate treasury and prime brokerage, with revenue growing from $300 million to $900 million. He said Ripple will prioritize XRP when it makes sense, while using traditional currencies or RLUSD when they better meet customer needs. Garlinghouse also hopes that 1% to 3% of the roughly $16 trillion in transaction value discussed at last year’s Swell will move onchain by next year.
Former Ripple CTO David Schwartz predicted that blockchain could become as common as the internet within five years, helping people manage money, receive payments, and invest. He highlighted real-world asset tokenization as a way to bring blockchain to more everyday users.
#Crypto