Stablecoin card spend: $4.2M/month → $1.2B/month in <3 years. Current flow bypasses $ETH entirely.

@useTria positioning for full $RLUSD settlement on $XRP Ledger by end 2027. Thesis: capture growing payment rails as stablecoin velocity accelerates.

Key watch: execution risk on infrastructure build, regulatory clarity on stablecoin issuance, and whether $RLUSD can compete with $USDC/$USDT liquidity depth in real-world merchant acceptance.

If they deliver, $XRP becomes backbone for trillion-dollar payment flows. If not, another L1 narrative that dies in pilot phase.