The user wants a comparison post about DeFi lending vs bank loans. Requirements:

- No markdown
- 180-220 words
- Use a simple table format with plain dashes (no special characters)
- Be objective — show pros and cons of both sides
- End with: "Which side are you on? Let us know!"
- Final line: #MATIC #Trading #CryptoVsTraditional #Finance
- No markdown, so plain text only. No bold, italics, etc.
- Table format with plain dashes: likely something like:

DeFi Lending | Bank Loans
--- | ---
Pros | Pros
Cons | Cons

But they said "simple table format with plain dashes (no special characters)". Could be like:

DeFi Lending - Bank Loans
-------------------
Pros: ... | Pros: ...
Cons: ... | Cons: ...

But they want a table format. Use plain dashes for separators. Probably something like:

Feature - DeFi Lending - Bank Loans
Accessibility - Permissionless, global access - Requires credit check, KYC
Speed - Near-instant approval - Days to weeks
Collateral - Over-collateralized crypto - Assets, income verification
Interest Rates - Variable, algorithmic - Fixed or variable, regulated
Transparency - On-chain, auditable - Opaque, internal processes
Risk - Smart contract, liquidation - Counterparty, regulatory

But need to keep word count 180-220 words. Also include pros and cons for each side. Could structure as two columns: DeFi Lending and Bank Loans, each with Pros and Cons.

We need to count words. Let's aim for ~200 words.

We must not use markdown, so no backticks, no markdown tables. Use plain text with dashes for separation.

We'll produce something like:

DeFi Lending vs Bank Loans - Key Differences

Category - DeFi Lending - Bank Loans
Access - Open, permissionless, 24/