BlockBeats news, September 28: Apollo Chief Economist Torsten Slok warned that as AI agents begin managing money on behalf of users, automatically moving household cash from low-interest checking accounts to high-yield accounts could trigger a "slow-motion bank run."Slok said that the average interest rate on U.S. checking deposits is currently only about 0.1%, while institutions such as Revolut, SoFi, Varo, LendingClub, and Wealthfront offer deposit annual interest rates of about 3.3% to 5%. On a $10,000 deposit, the former earns about $10 in annual interest, while the latter can earn about $330 to $500.Slok believes that if AI agents are widely used to optimize household cash yields, banks could lose the funding source they rely on to make loans from low-cost deposits, posing a potential risk to the financial system. Such AI agents can monitor account balances in real time, compare yields across different institutions, automatically transfer idle funds, and move funds back before bills come due.In addition, the report noted that the crypto industry has already begun building payment infrastructure for AI agents. Coinbase's x402 protocol supports AI agents in using stablecoins to quickly pay for online services, with cumulative transaction volume now reaching about 188 million to 205 million transactions and about 69,000 active agents.