$BTC 3 BITCOIN COULD COST HIM MORE THAN MONEY.
A friend already owns 3+ BTC bought below $30,000, roughly $2 million in income-producing real estate with equity, and more than $400,000 in cash.
Now his wife wants him to buy another 3 BTC before Bitcoin climbs back above $100,000.
But he has three teenagers approaching college age.
And that changes the calculation.
Buying 3 BTC at $85,000 each would require about $255,000 before fees.
From $400,000 in cash, that leaves just $145,000.
If tuition, property repairs, vacancies or another unexpected expense arrives, he may have to sell assets at an inconvenient time.
His real estate may be valuable, but equity isn't the same as cash. Accessing it can take time, cost money and depend on financing conditions.
And Bitcoin could rise above $100,000—or fall sharply before it gets there.
Nobody knows which happens first.
The decision isn't simply whether 3 more BTC would be a good investment.
It's whether the potential upside justifies reducing the family's readily available financial cushion while major education expenses are approaching.
He could estimate the next several years of college costs, property expenses and household spending first, then determine how much cash is genuinely available for investing.
An opportunity matters less if it weakens your financial flexibility.
A friend already owns 3+ BTC bought below $30,000, roughly $2 million in income-producing real estate with equity, and more than $400,000 in cash.
Now his wife wants him to buy another 3 BTC before Bitcoin climbs back above $100,000.
But he has three teenagers approaching college age.
And that changes the calculation.
Buying 3 BTC at $85,000 each would require about $255,000 before fees.
From $400,000 in cash, that leaves just $145,000.
If tuition, property repairs, vacancies or another unexpected expense arrives, he may have to sell assets at an inconvenient time.
His real estate may be valuable, but equity isn't the same as cash. Accessing it can take time, cost money and depend on financing conditions.
And Bitcoin could rise above $100,000—or fall sharply before it gets there.
Nobody knows which happens first.
The decision isn't simply whether 3 more BTC would be a good investment.
It's whether the potential upside justifies reducing the family's readily available financial cushion while major education expenses are approaching.
He could estimate the next several years of college costs, property expenses and household spending first, then determine how much cash is genuinely available for investing.
An opportunity matters less if it weakens your financial flexibility.