💳 Visa Brings Onchain Lending Into Real-World Payments
Visa is connecting real VisaNet payment and settlement data with blockchain lending protocols — bringing onchain credit closer to everyday commerce.
Through its collaboration with Credit Coop, stablecoin-linked card programs and fintechs can access onchain working capital while waiting for card settlements, with smart contracts automating funding, collateral management, and repayment.
Since 2020, more than $694B in stablecoin-denominated loans has moved through onchain lending protocols, according to Visa — but much of that activity has remained within crypto-native leverage.
Now, Visa wants to use real-world payment and repayment data to bridge that liquidity into financing for actual payment businesses.
Onchain credit is moving beyond crypto — and into the real economy.
#RWA
Visa is connecting real VisaNet payment and settlement data with blockchain lending protocols — bringing onchain credit closer to everyday commerce.
Through its collaboration with Credit Coop, stablecoin-linked card programs and fintechs can access onchain working capital while waiting for card settlements, with smart contracts automating funding, collateral management, and repayment.
Since 2020, more than $694B in stablecoin-denominated loans has moved through onchain lending protocols, according to Visa — but much of that activity has remained within crypto-native leverage.
Now, Visa wants to use real-world payment and repayment data to bridge that liquidity into financing for actual payment businesses.
Onchain credit is moving beyond crypto — and into the real economy.
#RWA
