XRP-ETFs übernehmen eine Rolle als institutionelle Sicherheiten in den Vereinbarungen von Charles Schwab

BSC News · 2026-09-10T07:47:21.000Z

Eine behördliche Einreichung von Charles Schwab hat Spot-XRP-Exchange-Traded Funds in eine ungewohnte, aber aufschlussreiche institutionelle Rolle gebracht: als Sicherheiten innerhalb von Geldmarktkreditvereinbarungen, statt als direkte Investitionen. Was die Einreichung zeigt Die Offenlegung umfasst ungefähr 4,8 Millionen US-Dollar in XRP-ETF-Anteilen, die sich auf drei Emittenten verteilen: Canary Capital, Grayscale und Franklin Templeton. Die größte einzelne Position gehört zu Canary Capital und liegt bei rund 3,06 Millionen US-Dollar; die kombinierten Positionen von Grayscale und Franklin Templeton sind insgesamt etwa 1,71 Millionen US-Dollar wert.

A regulatory filing from Charles Schwab has placed spot $XRP exchange-traded funds in an unfamiliar but telling institutional role, as collateral inside money market financing arrangements rather than as direct investments.
What the Filing Shows
The disclosure covers approximately $4.8 million in XRP ETF shares spread across three issuers: Canary Capital, Grayscale, and Franklin Templeton. The largest single position belongs to Canary Capital at roughly $3.06 million, with the combined Grayscale and Franklin Templeton positions valued at around $1.71 million.
The disclosure appeared in the Charles Schwab Prime Advantage Money Fund's Form N-MFP3, filed with the U.S. Securities and Exchange Commission on September 8, covering the fund's portfolio holdings and financing arrangements as of August 31.
Crucially, the filing does not mean Schwab went out and bought XRP ETFs. Schwab's money fund did not purchase XRP ETFs, since a prime money market fund is not permitted to do so. Instead, the fund lends cash on a short-term basis, and the broker-dealer borrowing that cash posts a basket of securities as security against the loan. XRP ETF shares are turning up inside those baskets.
A Broader Shift in Institutional Adoption
The Schwab filing is one data point in a wider pattern of traditional financial institutions integrating $XRP products into standard market infrastructure. Regulated XRP investment products are gaining functions beyond providing investors with direct price exposure, with their inclusion as collateral placing them within established financing structures commonly used throughout traditional financial markets.
Bloomberg ETF analyst James Seyffart has described XRP ETF flows as "surprisingly resilient," with data showing total inflows reaching $1.8 billion since the ETFs launched, rising from about $150 million in November 2025 to around $1.79 billion by late August 2026.
Major Wall Street names have also been building positions directly. Goldman Sachs recently disclosed it held approximately $86.5 million across five spot XRP ETFs as of June 30, according to its latest Form 13F filing with the SEC. Bitwise accounted for the largest position at roughly $25.8 million, followed by Franklin Templeton at $25.4 million, with Goldman also holding around $19.5 million through Canary Capital.
The appearance of XRP ETF shares inside collateral baskets for short-term institutional lending marks a quiet but meaningful step. It suggests these products are now liquid and recognized enough to serve functions within traditional market plumbing, not just as a route for investors seeking crypto exposure.
Sources:
Bitcoin.com News: Four XRP ETFs Now Sit in a Schwab Money Fund's Repo Collateral
36Crypto: New Charles Schwab SEC Filing Shows Over $11 Million XRP ETF Exposure
The Crypto Basic: SEC Filing Confirms Charles Schwab Holds $1 Million in XRP ETF