Your $BTC can now unlock cash while staying in your portfolio. BTCLOAN just launched a global crypto-backed lending marketplace that lets holders borrow against their Bitcoin without selling it. The interesting part is how it works. BTCLOAN acts as a marketplace, connecting borrowers with institutional lenders including Tether, Galaxy, Cantor, Arch Lending, Antalpha and EquitiesFirst. You can compare offers from multiple lenders and receive the loan in USD or USDT. Typical LTV sits around 65–70%, meaning $100,000 worth of crypto could potentially unlock around $65,000–$70,000 in liquidity, depending on the terms. And Bitcoin is only the start. BTCLOAN also supports assets including $ETH , $XRP and $SOL . The company says it has already facilitated more than $200M in crypto-backed loan volume. This could become a much bigger trend. Long-term holders gain access to liquidity for businesses, investments or expenses while keeping exposure to their crypto. The key risk is collateral value. If BTC drops hard enough, borrowers may need to add collateral or face liquidation. Still, turning crypto holdings into usable liquidity without immediately selling them is a powerful use case to watch.