Tokenized deposits could raise US credit costs: Dallas Fed economists
Aug 27 2026 06:55 UTC
Two Dallas Fed economists said tokenized deposits could make bank funding less stable, prompting banks to hold more liquid assets or use costlier debt.
➤ Tokenized deposits could destabilize bank funding and increase credit costs for US consumers and businesses, according to Dallas Fed economists.
➤ Increased deposit sensitivity to interest rates and faster settlement times may lead banks to hold more liquid assets or rely on costlier debt, potentially reducing lending capacity.
➤ This analysis comes as US banks are developing shared blockchain networks for tokenized deposits and stablecoins, aiming for 24/7 settlement within the regulated system.
Read more at: https://rwatimes.io/articles/coinmarketcap-tokenized-deposits-could-raise-us-credit-costs-dallas-fed-economists-1815422189?utm_source=binance
Aug 27 2026 06:55 UTC
Two Dallas Fed economists said tokenized deposits could make bank funding less stable, prompting banks to hold more liquid assets or use costlier debt.
➤ Tokenized deposits could destabilize bank funding and increase credit costs for US consumers and businesses, according to Dallas Fed economists.
➤ Increased deposit sensitivity to interest rates and faster settlement times may lead banks to hold more liquid assets or rely on costlier debt, potentially reducing lending capacity.
➤ This analysis comes as US banks are developing shared blockchain networks for tokenized deposits and stablecoins, aiming for 24/7 settlement within the regulated system.
Read more at: https://rwatimes.io/articles/coinmarketcap-tokenized-deposits-could-raise-us-credit-costs-dallas-fed-economists-1815422189?utm_source=binance