TermMax is a multi-chain fixed-rate DeFi protocol (built by Term Structure / Term Structure Labs) for predictable borrowing, lending, and structured products.707d5b
docs.ts
Key highlights
Core idea: Fixed rates + fixed maturity terms (unlike variable-rate protocols like Aave). You know the exact rate and end date when you enter. It uses an AMM-style model inspired by Uniswap V3 for debt markets, with tokens such as FT (Fixed-rate Token, similar to a zero-coupon bond), XT, and GT (Gearing Tokens for leveraged positions).f27882
Termmax
Features: One-click leverage (often liquidation-free or reduced liquidation risk via upfront premiums), curator-managed vaults, dual investment / Alpha products (call/put style and high-APY vaults), support for Pendle PTs, RWA (e.g. Ondo tokenized stocks as collateral), and idle capital routing to other protocols.
Chains: Ethereum, BNB Chain, Arbitrum, Base, Berachain, HyperEVM, X Layer, B², Robinhood Chain, and more (10+ EVM chains).9c6b0b
@termmaxfi
Stats (recent figures from project sources): ~$50–90M+ TVL, large registered wallet base (hundreds of thousands to 1.5M+ reported), strong daily active users, multiple audits, and institutional partnerships/curators (e.g. Keyrock, Origami, Edge Capital).802dbd
@termmaxfi
Token: $TMX (utility + governance). Fixed supply of 1,000,000,000 (no inflation), ERC-20 / OFT for multi-chain. TGE targeted around late August 2026 (reports mention Aug 25). Used for governance, staking rewards, incentives, curator/market creation, etc. #termmax @TermMax
docs.ts
Key highlights
Core idea: Fixed rates + fixed maturity terms (unlike variable-rate protocols like Aave). You know the exact rate and end date when you enter. It uses an AMM-style model inspired by Uniswap V3 for debt markets, with tokens such as FT (Fixed-rate Token, similar to a zero-coupon bond), XT, and GT (Gearing Tokens for leveraged positions).f27882
Termmax
Features: One-click leverage (often liquidation-free or reduced liquidation risk via upfront premiums), curator-managed vaults, dual investment / Alpha products (call/put style and high-APY vaults), support for Pendle PTs, RWA (e.g. Ondo tokenized stocks as collateral), and idle capital routing to other protocols.
Chains: Ethereum, BNB Chain, Arbitrum, Base, Berachain, HyperEVM, X Layer, B², Robinhood Chain, and more (10+ EVM chains).9c6b0b
@termmaxfi
Stats (recent figures from project sources): ~$50–90M+ TVL, large registered wallet base (hundreds of thousands to 1.5M+ reported), strong daily active users, multiple audits, and institutional partnerships/curators (e.g. Keyrock, Origami, Edge Capital).802dbd
@termmaxfi
Token: $TMX (utility + governance). Fixed supply of 1,000,000,000 (no inflation), ERC-20 / OFT for multi-chain. TGE targeted around late August 2026 (reports mention Aug 25). Used for governance, staking rewards, incentives, curator/market creation, etc. #termmax @TermMax