**Stellar (XLM) is built for fast, low-cost movement of money and digital assets, making it one of the more utility-focused cryptocurrencies in the market. XLM powers transaction fees on the Stellar network, while the ecosystem now also supports smart contracts through Soroban, opening the door to DeFi and other blockchain applications. With Stellar continuing to expand its real-world financial ecosystem and partnerships, XLM could benefit if adoption of blockchain-based payments and financial services continues to grow. #XLMSPOT coin