Solana’s RWA TVL Surges Past $1B As Institutional Flows and Payments Soar

Headline: Solana’s RWA TVL Tops $1 Billion as Institutional Flows and On‑chain Spending Accelerate Solana’s Real‑World Asset (RWA) ecosystem has crossed an important threshold: total value locked (TVL) in RWAs has climbed past $1 billion, marking a major inflection point for the network as institutional demand and on‑chain activity pick up pace. How the milestone unfolded - Early 2024: RWA TVL lingered below $100 million, rising slowly through March and June. - September 2024: The first meaningful wave of capital pushed TVL toward $200 million. - Late 2024: Momentum cooled briefly. - March 2025: TVL reached roughly $350 million, with larger, step‑like increases — a pattern more consistent with institutional issuance than retail flows. - June–September 2025: The most aggressive phase saw TVL jump from about $450 million to over $700 million, with rapid capital inflows and minimal drawdowns. - December 2025–January 2026: Solana passed $800 million in December and moved quickly to breach $1 billion. As of January 16, 2026, RWA TVL was approximately $1.1 billion — a 25% rise in 30 days — putting Solana third globally in RWA TVL. Why this matters - Institutional issuance is increasingly the driver: larger, vertical increases in TVL point to tokenized treasuries, funds, and private credit being issued on‑chain rather than purely retail demand. - Tokenized U.S. Treasuries are leading the pack, with products such as BlackRock’s BUIDL and Ondo’s OUSG cited as examples drawing institutional attention. - Elevated interest rates have kept demand for yield strong, while institutions seek faster, more efficient settlement — creating fertile conditions for tokenized RWAs. On‑chain activity and payments - The RWA surge is accompanying a rise in stablecoin usage and settlement activity, reinforcing Solana’s role as a low‑cost institutional rail. - Stablecoin payment volumes grew more than 137% year‑over‑year. - Crypto card spending scaled dramatically: monthly card volumes rose from roughly $100 million in Q1 2023 to over $1.5 billion by the end of 2025, translating to an annualized run rate near $18 billion. - B2B flows saw the fastest growth, while peer‑to‑peer (P2P) volumes remained resilient — indicating increasing real economic usage, with Solana’s low fees and fast settlement supporting card‑linked stablecoin transactions at scale. Infrastructure advantage - Solana’s network metrics underpin its appeal for institutional cash flows: roughly 900–5,000 real transactions per second (TPS), sub‑$0.001 fees, and finality in about 12.8 seconds. - By comparison, Ethereum handles about 15–30 TPS, often with fees above $0.03 and finality measured in minutes — limitations that can hamper high‑frequency finance and payment use cases. What’s next The milestone reflects phased, steady capital commitment from institutional actors. With ongoing issuance and demand for on‑chain yield, Solana’s ecosystem appears positioned to benefit through the current cycle and over the medium to long term as tokenized RWAs become a primary gateway for institutions moving into blockchain. Source: X Disclaimer: AMBCrypto's content is informational and not investment advice. Trading or investing in cryptocurrencies is high risk; readers should conduct their own research before making decisions. © 2026 AMBCrypto Read more AI-generated news on: undefined/news