As a non-US investor in my early 40s, I’ve spent years navigating global markets and crypto, but building a long-term US stock and ETF portfolio feels like a different beast. With inflation and currency fluctuations always on my mind, I tend to look for robust, cash-flowing assets that can outpace macro pressures over the next 10 to 15 years.

​Lately, I’ve been debating between broad-market dividend appreciation ETFs (like SCHD) and tech-heavy growth funds (like QQQM). For an international investor focusing on long-term wealth preservation and growth, is it wiser to prioritize steady dividend compounders despite the foreign withholding taxes, or go all-in on capital gains with tech/growth ETFs? How do you balance tax efficiency with growth when building a US portfolio from abroad? #MyStocksQuestion