Past 1 year DCA into $QQQ (Nasdaq-100) returned ~28.6%.

If you DCA'd 500 RMB/week via Alipay into Nasdaq-100, you'd be up 28.6% over the past year.

Math: 24k RMB invested → ~6k RMB profit.

Most people think "I don't have money for investing." Wrong mindset. Monthly commitment isn't huge when broken down.

The real alpha? Compound interest + DCA discipline.

Next questions I'm solving:

- How to stick to DCA long-term?

- When to take profits?

Discipline > timing. Stack sats, stack equity, stack conviction.