Stablecoins currently shuttle trillions of dollars each year—but most of that value never touches everyday commerce. A new partnership between XDC Network and OrbitX Pay aims to change that by letting users spend USD Coin (USDC) held on XDC directly at merchants that accept Visa. How it works: users keep their USDC on-chain until the moment of purchase. OrbitX Pay routes the payment through Visa rails so the merchant sees a standard card transaction, while the payer’s crypto balance is debited on-chain. The goal is to cut out slow, costly fiat conversions and third-party off-ramps that typically add friction, fees and settlement delays. “This is part of a change to everyday use,” said XDC Network co-founder Ritesh Kakkaad. OrbitX CEO Ankitt Guar added, “By keeping users in control of their assets while connecting to global payment networks, we aim to reduce the friction between on-chain value and real-world spending.” The economics behind the move are promising. Stablecoin market capitalization sits above $307 billion and has shown steady growth over the past year, according to DeFiLlama—liquidity and user familiarity that tend to accelerate payment adoption. User sentiment also looks favorable: a BVNK report found 56% of stablecoin users plan to acquire more over the next 12 months, and more than half increased their holdings in the past year. Among freelancers and sellers who accept stablecoin payments, roughly 35% of their income comes via these assets on average (BVNK). Whether Visa‑bridge integrations like this will reach meaningful consumer adoption remains uncertain. But by enabling direct spending from on-chain balances, the XDC–OrbitX tie-up is a clear example of stablecoins evolving from speculative instruments into practical payment rails. Disclaimer: AMBCrypto's content is informational and not investment advice. Cryptocurrency trading, buying, or selling is high risk; do your own research. Source: DeFiLlama; BVNK. © 2026 AMBCrypto Read more AI-generated news on: undefined/news

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