Interactive Brokers rolls out 24/7 stablecoin funding with USDC — RLUSD and PYUSD coming Interactive Brokers has started letting eligible clients fund brokerage accounts around the clock using stablecoins, beginning with USD Coin (USDC) and adding RLUSD and PayPal USD (PYUSD) shortly after, the firm said in a January 15, 2026 announcement. What’s new - Eligible clients can now deposit USDC any time — weekends and holidays included — and have it converted into U.S. dollars and credited to their brokerage account within minutes. Interactive Brokers says these near-instant deposits give traders access to more than 170 markets almost immediately. - Support for RLUSD and PYUSD is expected to be added during the week of January 19, 2026. How it works Interactive Brokers is using ZeroHash to process incoming stablecoin transfers across Ethereum, Solana and Base networks. ZeroHash converts the received stablecoins into USD and posts the cash to clients’ accounts. The brokerage itself does not charge a deposit fee; ZeroHash charges a conversion fee of 0.30% (minimum $1). Why it matters The move lets clients bypass the long settlement times and high costs of traditional cross-border wires — which typically take one to three business days and can cost $25–$50 per transfer — enabling capital to be deployed almost immediately regardless of bank hours. That 24/7 funding capability better aligns Interactive Brokers’ cash rails with the continuous uptime of global crypto networks and the trading hours of international markets. Corporate context Interactive Brokers emphasized that this feature is a funding mechanism, not direct crypto trading — blockchain rails are being used solely to facilitate faster fiat deposits into brokerage accounts. CEO Milan Galik framed the change as part of the firm’s push for “the speed and flexibility required in today’s markets.” Implications For international and active traders, stablecoin rails can significantly reduce friction and cost when moving capital into brokerage accounts. The rollout also continues a broader industry trend of legacy financial firms integrating crypto-native rails to improve payments and liquidity workflows without exposing clients to direct crypto custody or trading through those channels. Read more AI-generated news on: undefined/news

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