blockchainpolicy

Úvod:

Ve Spojených státech je důležitý kus kryptolegislativy — často nazývaný Zákon o struktuře kryptotrhu nebo Zákon o jasnosti — jedním z nejžhavějších regulačních témat ve Washingtonu dnes. Zákonodárci, lídři průmyslu a regulátoři debatují o tom, jak vytvořit jasná pravidla pro digitální aktiva. Nejnovější ukazuje jak pokrok, tak politické tření.
Co se stalo

Zákonodárci v USA pracovali více než rok na návrhu zákona, jehož cílem je definovat, jak kryptotrhy fungují podle amerického práva — objasnit, kteří regulátoři dohlížejí na různé části průmyslu a jak by se mělo s digitálními aktivy zacházet. Sněmovna schválila svou verzi zákona v roce 2025, ale Senát stále debatuje o detailech a pokrok byl nerovnoměrný. Klíčové aktualizace z minulého týdne zahrnují:

Úvod: Změny v regulacích a daňovém reportování na hlavních trzích zvyšují nejistotu v kryptoměnovém ekosystému, což může mít dopad na likviditu a obchodní chování.

Co se stalo:

Nový rámec pro reportování kryptoměnových aktiv OECD tlačí na větší daňovou compliance po celém světě, zatímco regulační nejistota — včetně zpomalení činnosti SEC kvůli dynamice americké vlády — přispívá k širšímu tlaku na trh. Tyto události se shodují se zesílenými výprodeji a sníženou likviditou v digitálních aktivech.

In a rare move aimed at breaking a long-running policy deadlock, the White House is preparing to host senior executives from major banks and leading cryptocurrency companies to negotiate a compromise on U.S. digital asset legislation. The meeting signals growing urgency within the administration to create a unified regulatory framework for crypto, particularly as stablecoins and blockchain-based financial products continue to gain mainstream traction.
For years, Washington has struggled to balance innovation with financial stability. Lawmakers face pressure from two powerful camps: traditional banks that fear disruption to the deposit-based system, and crypto companies that argue innovation is being stifled by outdated rules and regulatory uncertainty. By bringing both sides to the same table, the White House hopes to find common ground that can unlock progress on stalled legislation.
At the heart of the dispute lies the regulation of stablecoins — digital tokens typically pegged to the U.S. dollar. Crypto firms view stablecoins as the backbone of the digital economy, enabling fast payments, decentralized finance, and global transfers. Many argue that allowing yield-bearing stablecoins is essential to compete with banks and attract users. Banks, however, warn that widespread adoption of such products could drain deposits from the traditional financial system, potentially weakening liquidity and increasing systemic risk.
The proposed legislation, which has moved unevenly through Congress, aims to clarify which regulators oversee different types of digital assets, establish rules for stablecoin issuers, and define consumer protection standards. While the House of Representatives has shown momentum, divisions in the Senate — including within party lines — have slowed progress. Some lawmakers worry the bill is too favorable to crypto firms, while others argue it still leans heavily toward protecting legacy financial institutions.
The White House meeting reflects a broader strategic shift. Rather than letting industry groups and lawmakers clash in public, the administration appears intent on playing mediator. Officials believe a negotiated compromise could preserve financial stability while ensuring the U.S. does not fall behind other jurisdictions that have already implemented clearer crypto regulations.
For the crypto industry, the stakes are high. Regulatory clarity could unlock institutional investment, encourage innovation, and keep blockchain development anchored in the United States. Prolonged uncertainty, on the other hand, risks pushing companies and talent offshore to more crypto-friendly regions.
Banks also have much to gain — and lose. A clear framework could allow them to participate more actively in digital asset markets, offering custody, payments, and tokenized products within defined rules. But a poorly balanced compromise could reshape the competitive landscape in ways that threaten traditional revenue models.
Ultimately, this White House-led dialogue may determine whether the U.S. finally establishes a coherent crypto policy or remains mired in regulatory fragmentation. While a single meeting will not resolve every issue, it represents one of the most concrete steps yet toward aligning innovation, regulation, and economic stability in the digital age.
If successful, the talks could mark a turning point for U.S. crypto legislation — one that reshapes the future of finance far beyond Washington.
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