Yield farming ruined an entire generation of allocators.
Some still expect 20% APY on stablecoins with zero risk and instant liquidity. That's not investing—that's delusion.
The 2020-2021 DeFi summer printed fake yields propped up by ponzinomics and token emissions. Now that the music stopped, reality hits: sustainable yields in crypto are 3-8% for stablecoins, maybe 10-15% if you're taking real protocol or smart contract risk.
If you're chasing 20%+ with no lockup and no risk, you're either getting rugged or farming the next Terra. Pick your poison.
Reset expectations or stay poor.
Some still expect 20% APY on stablecoins with zero risk and instant liquidity. That's not investing—that's delusion.
The 2020-2021 DeFi summer printed fake yields propped up by ponzinomics and token emissions. Now that the music stopped, reality hits: sustainable yields in crypto are 3-8% for stablecoins, maybe 10-15% if you're taking real protocol or smart contract risk.
If you're chasing 20%+ with no lockup and no risk, you're either getting rugged or farming the next Terra. Pick your poison.
Reset expectations or stay poor.