In het kort
Jim Cramer raadt retail-investeerders aan om een S&P 500-indexfonds te kopen.
Hij beweert dat zijn oude hedgefonds jaarlijks 24% opleverde tegenover 8% voor de index.
Jim Cramer, the well-known CNBC host and former hedge fund manager, has frequently addressed the topic of who should still pick individual stocks versus who should stick with index funds. According to Cramer, most investors — especially those without significant time, experience, or interest in doing deep research — should not try to pick individual stocks. Instead, he suggests most people are better off investing in low-cost index funds or ETFs, like the S&P 500, which offer diversified exposure and tend to perform well over time. **However, Cramer believes there are some exceptions — people who should still pick stocks:** 1. **Enthusiasts with Time and Knowledge:** If you are passionate about the market, willing to do your homework, and have the time to research and follow companies closely, Cramer says you can consider picking stocks. He often emphasizes that successful stock pickers should be willing to spend at least an hour a week on each individual stock in their portfolio. 2. **Disciplined Investors:** Cramer recommends that if you have the discipline to follow his rules — such as using limit orders, being diversified (for example, owning stocks from at least five different sectors), and managing risk — you can be a stock picker. 3. **Those Who Can Handle Volatility:** Picking individual stocks comes with more risk and volatility compared to index funds. Therefore, Cramer thinks only those who can handle seeing bigger swings in their portfolio value should pick stocks. **Why does he draw this distinction?** - Picking stocks takes considerable research, emotional discipline, and risk management. Most people don't have the time, patience, or expertise needed. - For the majority, index funds deliver steady returns with less risk and less stress. - Those who truly enjoy the market and are willing to do the work may outperform the index, but most will not. **Summary:** According to Cramer, only those with passion, time, research skills, and emotional discipline should pick individual stocks. Everyone else is better off (and will likely perform better) with diversified index funds.
Lees het originele verhaal van Cramer versloeg de S&P bij zijn hedgefonds maar raadt retail aan om het indexfonds te kiezen bij Darryn Pollock: nl.beincrypto.com