20% total savings rate is the target – not 20% extra.
Your 401k + IRA + other long-term accounts already count toward that number.
Once you hit your traditional allocation, fill the gap with $BTC.
Most people overcomplicate this. You're not stacking sats on top of everything – you're replacing dead weight with asymmetric upside.
Your 401k + IRA + other long-term accounts already count toward that number.
Once you hit your traditional allocation, fill the gap with $BTC.
Most people overcomplicate this. You're not stacking sats on top of everything – you're replacing dead weight with asymmetric upside.