I have been in the cryptocurrency circle for 9 years. Of all the people I know who have made a lot of money, none of them did it by speculating in cryptocurrencies or contracts. Most of them made money by hoarding cryptocurrencies, hoarding in bear markets and making money in bull markets. It is simple and comfortable. They go to work when they should and rest when they should, and they can balance their work and life. Of course, hoarding cryptocurrencies requires a process, and the money earned in the long run is not that fast, but the returns are absolutely unbeatable.