McClurg addressed a common criticism of XRP, its relatively centralized structure compared with other blockchain protocols, arguing that this characteristic works in XRP’s favor for institutional use cases. “Institutional investors are going to prefer more centralized platforms,” he said, contrasting that preference with retail investors who tend to favor more decentralized alternatives. He said the XRP Ledger’s ability to generate yield would help attract additional capital as financial infrastructure gets rebuilt around blockchain rails.#Xrp🔥🔥 $XRP